35071 Property Tax Rate

Property owners in ZIP code 35071 (Gardendale, Alabama) pay a median of $1,262/year in property taxes on homes valued at $239,500. This translates to an effective tax rate of 0.53%, which is 43% above the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 35071 is approximately $105, which factors into escrow payments on mortgages. This ZIP code is located within Jefferson County. This is $657 more than the Alabama average of $605/year.

Compared to similar ZIP codes in Alabama, 35071 has lower property taxes. ZIP codes with similar effective rates include 36804 (0.53%) and 36608 (0.53%).

In Gardendale, property taxes represent approximately 1.6% of the median household income of $80,745, providing context for the relative tax burden on homeowners in this area.

Alabama reassesses property based on the county's periodic cycle rather than at sale, meaning your purchase price does not automatically reset your tax bill. Jefferson County provides homestead exemptions and senior/disabled exemptions—file your claim with the Jefferson County Assessor within 30 days of purchase to lock in your exemption. Obtain your Notice of Assessment from the assessor's office to verify the appraised value is correct.