29,261 complete ZIP rows from Census ACS

Compare ZIP-level property taxes before you buy

Search a ZIP, estimate annual tax on a home value, and compare nearby alternatives across 29,987 Census ZCTAs.

ACS ZCTA dataEditorial reviewNo parcel-specific adviceFree public-data tool

29,261

Complete Rows

726

Noindex Gaps

2023

ACS Data

Understanding ZIP-Level Property Taxes

Property taxes in the United States are set at the local level — by counties, municipalities, school districts, and special districts. Because these jurisdictions do not align with ZIP code boundaries, two homes in the same ZIP code can belong to different school districts and face dramatically different tax rates. ZIP-code-level data captures this variation in a way that state or county averages simply cannot.

For homebuyers, this granularity matters enormously. Even within a single county, neighboring ZIP codes can have annual property tax bills that differ by $3,000 or more on identically priced homes — a gap of $250 per month in housing cost. County-level averages blend these differences away, masking real affordability distinctions that only appear at the neighborhood level.

The effective tax rate shown on this site is calculated by dividing the median annual property tax paid by the median home value for each ZIP code. This derived metric normalizes for home price differences and lets you compare the relative tax burden across any two ZIP codes in the country, from the highest-tax corridors of New Jersey to the lowest-rate rural areas of Alabama and Hawaii.

National Property Tax Snapshot

National Median

$2,690/yr

$224/month in escrow

Coverage

29,987

ZIP codes across all 50 states

Data Vintage

Census ACS

2019-2023 5-Year Estimates (ZCTA level)

Highest-rate states: NJ, CT, NH, IL, VT.  Lowest-rate states: HI, AL, LA, SC, CO.

Index quality and methodology

What gets indexed, and what gets held back

PropertyTaxByZip uses Census ZCTA data as a comparison tool, not a parcel-tax record. ZIP pages must pass the same quality predicate used by metadata and sitemap generation.

Indexed rows

29,261

Complete tax, rate, and home-value fields with enough local context for comparison.

Excluded rows

726

Missing-rate or missing-home-value rows are noindexed and excluded from the sitemap.

Quality threshold

60/100

Score includes completeness, MOE confidence, city context, comparisons, and county advisory context.

Data limits

2019-2023 ACS 5-Year Estimates

ZCTAs approximate ZIPs. Actual bills depend on assessor value, exemptions, and local districts.

See the full methodology and editorial standards for source attribution, AI-use disclosure, and review practices.

How It Works

1

Find Your ZIP Code

Browse by state or search for any ZIP code across all 50 states.

2

Enter Home Value

Type your home's estimated market value to calculate your estimated tax.

3

See Your Estimate

Instantly see estimated annual tax, monthly escrow, and how your ZIP compares.

Need County-Level Data?

Visit TaxByCounty for property tax rates, calculators, and comparisons for all 3,100+ US counties.

Visit TaxByCounty