Tennessee Property Tax Rates by ZIP Code

Compare property tax rates across 591 ZIP codes in Tennessee.

ACS 2019-2023 · Updated Dec 2024

Avg Annual Tax

$1,206

55% below national avg

Avg Tax Rate

0.55%

Avg Home Value

$223,997

9% below national avg

ZIP Codes

591

Tennessee at a Glance

Avg Annual Tax

$1,206

per year

Avg Effective Rate

0.55%

of home value

Avg Home Value

$223,997

median estimate

Total ZIP Codes

591

in Tennessee

Property Tax Landscape in Tennessee

Property tax rates in Tennessee vary significantly across its 591 ZIP codes. The statewide average effective rate is 0.55%, with annual taxes averaging $1,206 on a median home value of $223,997.

The spread between Tennessee's highest and lowest tax ZIP codes is 1.21 percentage points — 38106 (Memphis, 1.40%) at the high end versus 37337 (Grandview, 0.19%) at the low end. This relatively narrow variation suggests Tennessee has fairly consistent property tax rates across most of its ZIP codes.

For homebuyers evaluating Tennessee, property taxes can add between $35/month and $262/month to housing costs depending on the ZIP code, based on the state's median home value of $223,997. This range makes ZIP-level comparison an essential step when choosing where to buy.

Tennessee's average property tax of $1,206/year is 55% below the national median of $2,690/year, offering relatively lower tax burdens for homeowners compared to the national average.

Distribution

Tax Rate Distribution in Tennessee

How effective property tax rates are spread across 580 ZIP codes

All ZIP Codes in Tennessee

ZIP CodeCityEffective RateMedian Tax
37010Adams0.55%$1,892
37012Alexandria0.33%$758
37013Antioch0.63%$1,838
37014Arrington0.39%$2,546
37015Ashland City0.52%$1,344
37016Auburntown0.36%$713
37018Beechgrove0.48%$1,019
37019Belfast0.53%$1,358
37020Bell Buckle0.45%$1,347
37022Bethpage0.43%$1,059
37023Big Rock0.40%$762
37025Bon Aqua0.46%$1,138
37026Bradyville0.58%$1,056
37027Brentwood0.46%$3,922
37028Bumpus Mills0.53%$815
37029Burns0.49%$1,775
37030Carthage0.51%$1,142
37031Castalian Springs0.44%$1,340
37032Cedar Hill0.50%$1,277
37033Centerville0.57%$1,140
37034Chapel Hill0.47%$1,427
37035Chapmansboro0.59%$1,389
37036Charlotte0.46%$1,178
37037Christiana0.42%$1,489
37040Clarksville0.66%$1,604
37042Clarksville0.67%$1,475
37043Clarksville0.66%$2,139
37046College Grove0.34%$2,866
37047Cornersville0.47%$1,115
37048Cottontown0.42%$1,598
37049Cross Plains0.44%$1,573
37050Cumberland City0.55%$991
37051Cumberland Furnace0.55%$1,260
37052Cunningham0.62%$1,226
37055Dickson0.54%$1,393
37057Dixon Springs0.34%$767
37058Dover0.54%$1,056
37059Dowelltown0.30%$661
37060Eagleville0.42%$1,733
37061Erin0.51%$862
37062Fairview0.48%$1,647
37064Franklin0.43%$2,835
37066Gallatin0.51%$1,936
37067Franklin0.46%$3,164
37069Franklin0.39%$2,793
37072Goodlettsville0.62%$2,100
37073Greenbrier0.53%$1,795
37074Hartsville0.45%$1,157
37075Hendersonville0.58%$2,344
37076Hermitage0.55%$1,920
37078Hurricane Mills0.35%$939
37079Indian Mound0.65%$952
37080Joelton0.51%$1,674
37082Kingston Springs0.52%$1,848
37083Lafayette0.41%$939
37085Lascassas0.41%$1,702
37086La Vergne0.54%$1,458
37087Lebanon0.48%$1,718
37090Lebanon0.45%$1,781
37091Lewisburg0.56%$1,299
37095Liberty0.44%$858
37096Linden0.60%$651
37097Lobelville0.59%$800
37098Lyles0.54%$1,100
37101Mc Ewen0.44%$912
37110Mcminnville0.46%$822
37115Madison0.60%$1,640
37118Milton0.53%$2,409
37122Mount Juliet0.42%$1,903
37127Murfreesboro0.50%$1,639
37128Murfreesboro0.53%$1,944
37129Murfreesboro0.48%$1,791
37130Murfreesboro0.53%$1,823
37134New Johnsonville0.53%$747
37135Nolensville0.43%$2,696
37137Nunnelly0.75%$1,041
37138Old Hickory0.50%$1,747
37141Orlinda0.72%$1,692
37142Palmyra0.69%$1,368
37143Pegram0.54%$1,841
37144Petersburg0.37%$778
37145Pleasant Shade0.51%$873
37146Pleasant View0.49%$1,688
37148Portland0.48%$1,310
37149Readyville0.44%$1,360
37150Red Boiling Springs0.56%$835
37151Riddleton0.45%$1,147
37153Rockvale0.36%$1,461
37160Shelbyville0.50%$1,300
37165Slayden0.49%$667
37166Smithville0.36%$660
37167Smyrna0.53%$1,738
37171Southside$782
37172Springfield0.50%$1,419
37174Spring Hill0.47%$2,125
37175Stewart0.61%$657
37178Tennessee Ridge0.65%$939
37179Thompsons Station0.45%$2,269
37180Unionville0.46%$1,259
37181Vanleer0.56%$965
37183Wartrace0.57%$1,178
37184Watertown0.42%$1,205
37185Waverly0.52%$943
37186Westmoreland0.46%$892
37187White Bluff0.45%$1,281
37188White House0.57%$1,753
37189Whites Creek0.67%$2,393
37190Woodbury0.47%$1,117
37191Woodlawn0.56%$1,385
37201Nashville0.79%$3,083
37203Nashville0.74%$3,862
37204Nashville0.60%$4,983
37205Nashville0.63%$5,643
37206Nashville0.61%$3,234
37207Nashville0.55%$1,827
37208Nashville0.54%$2,254
37209Nashville0.60%$2,955
37210Nashville0.54%$1,803
37211Nashville0.59%$2,201
37212Nashville0.70%$6,472
37214Nashville0.60%$1,898
37215Nashville0.63%$6,054
37216Nashville0.66%$2,677
37217Nashville0.59%$1,649
37218Nashville0.58%$1,701
37219Nashville0.96%$3,795
37220Nashville0.63%$4,709
37221Nashville0.59%$2,550
37301Altamont0.31%$407
37302Apison0.52%$1,942
37303Athens0.43%$837
37305Beersheba Springs0.42%$333
37306Belvidere0.41%$934
37307Benton0.56%$1,054
37308Birchwood0.44%$1,059
37309Calhoun0.32%$515
37310Charleston0.40%$902
37311Cleveland0.54%$1,111
37312Cleveland0.52%$1,399
37313Coalmont0.41%$624
37317Copperhill0.57%$672
37318Cowan0.74%$977
37321Dayton0.45%$761
37322Decatur0.33%$604
37323Cleveland0.46%$983
37324Decherd0.56%$1,167
37325Delano0.52%$856
37326Ducktown0.50%$527
37327Dunlap0.47%$1,016
37328Elora0.56%$789
37329Englewood0.36%$579
37330Estill Springs0.58%$1,118
37331Etowah0.37%$633
37332Evensville0.49%$925
37333Farner0.34%$393
37334Fayetteville0.51%$1,063
37335Flintville0.37%$771
37336Georgetown0.43%$931
37337Grandview0.19%$308
37338Graysville0.62%$760
37339Gruetli Laager0.46%$672
37341Harrison0.48%$1,277
37342Hillsboro0.51%$1,150
37343Hixson0.70%$1,936
37345Huntland0.62%$1,125
37347Jasper0.57%$807
37348Kelso0.36%$992
37350Lookout Mountain0.85%$6,511
37351Lupton City0.88%$1,505
37352Lynchburg0.45%$1,135
37353Mc Donald0.45%$1,000
37354Madisonville0.42%$881
37355Manchester0.59%$1,395
37356Monteagle0.35%$979
37357Morrison0.43%$717
37359Mulberry0.41%$956
37360Normandy0.53%$1,289
37361Ocoee0.79%$916
37362Old Fort0.61%$707
37363Ooltewah0.53%$1,870
37365Palmer0.44%$432
37366Pelham0.50%$806
37367Pikeville0.42%$713
37369Reliance0.47%$552
37370Riceville0.29%$601
37373Sale Creek0.51%$1,502
37374Sequatchie0.25%$599
37375Sewanee0.48%$1,563
37376Sherwood1.40%$1,227
37377Signal Mountain0.65%$3,131
37379Soddy Daisy0.56%$1,560
37380South Pittsburg0.39%$724
37381Spring City0.48%$991
37385Tellico Plains0.39%$740
37387Tracy City0.51%$625
37388Tullahoma0.64%$1,478
37391Turtletown0.42%$778
37394Viola0.24%$630
37397Whitwell0.43%$690
37398Winchester0.55%$1,235
37402Chattanooga0.92%$4,222
37403Chattanooga1.04%$4,620
37404Chattanooga0.69%$1,614
37405Chattanooga0.70%$2,909
37406Chattanooga0.92%$1,376
37407Chattanooga0.86%$731
37408Chattanooga0.56%$2,560
37409Chattanooga0.66%$1,624
37410Chattanooga0.75%$1,003
37411Chattanooga0.78%$1,693
37412Chattanooga0.85%$1,546
37415Chattanooga0.75%$1,952
37416Chattanooga0.77%$1,759
37419Chattanooga1.00%$3,018
37421Chattanooga0.75%$2,235
37601Johnson City0.66%$1,232
37604Johnson City0.66%$1,531
37615Johnson City0.52%$1,358
37616Afton0.38%$726
37617Blountville0.51%$1,150
37618Bluff City0.50%$868
37620Bristol0.68%$1,200
37640Butler0.39%$598
37641Chuckey0.44%$814
37642Church Hill0.61%$1,080
37643Elizabethton0.56%$869
37645Mount Carmel0.68%$1,225
37650Erwin0.59%$928
37656Fall Branch0.39%$915
37657Flag Pond0.43%$911
37658Hampton0.51%$587
37659Jonesborough0.49%$1,185
37660Kingsport0.68%$1,204
37663Kingsport0.57%$1,292
37664Kingsport0.67%$1,370
37665Kingsport0.88%$970
37681Limestone0.50%$848
37683Mountain City0.39%$675
37686Piney Flats0.46%$1,416
37687Roan Mountain0.49%$721
37688Shady Valley0.38%$592
37690Telford0.47%$1,040
37692Unicoi0.56%$1,114
37694Watauga0.50%$832
37701Alcoa0.80%$1,906
37705Andersonville0.43%$1,343
37708Bean Station0.53%$850
37709Blaine0.49%$1,158
37710Briceville0.45%$372
37711Bulls Gap0.57%$656
37713Bybee0.60%$821
37714Caryville0.34%$663
37715Clairfield0.23%$329
37716Clinton0.57%$1,252
37721Corryton0.43%$952
37722Cosby0.43%$750
37723Crab Orchard0.35%$457
37724Cumberland Gap0.54%$777
37725Dandridge0.46%$1,076
37726Deer Lodge0.43%$713
37727Del Rio0.70%$700
37729Duff0.45%$415
37731Eidson$199
37737Friendsville0.45%$1,317
37738Gatlinburg0.37%$1,007
37742Greenback0.42%$1,124
37743Greeneville0.41%$807
37745Greeneville0.47%$921
37748Harriman0.51%$883
37752Harrogate0.45%$739
37753Hartford0.72%$566
37754Heiskell0.58%$1,087
37755Helenwood0.45%$496
37756Huntsville0.55%$533
37757Jacksboro0.41%$824
37760Jefferson City0.52%$1,212
37762Jellico0.51%$779
37763Kingston0.60%$1,412
37764Kodak0.35%$788
37765Kyles Ford0.43%$408
37766La Follette0.38%$605
37769Lake City0.42%$818
37770Lancing0.67%$875
37771Lenoir City0.34%$816
37772Lenoir City0.36%$1,315
37774Loudon0.39%$1,292
37777Louisville0.44%$1,316
37779Luttrell0.36%$579
37801Maryville0.52%$1,396
37803Maryville0.48%$1,517
37804Maryville0.57%$1,278
37806Mascot0.44%$779
37807Maynardville0.39%$720
37809Midway0.48%$622
37810Mohawk0.36%$726
37811Mooresburg0.45%$692
37813Morristown0.48%$757
37814Morristown0.49%$940
37818Mosheim0.41%$580
37819Newcomb0.38%$416
37820New Market0.48%$927
37821Newport0.72%$926
37825New Tazewell0.47%$693
37826Niota0.32%$672
37828Norris0.64%$1,954
37829Oakdale0.71%$928
37830Oak Ridge0.78%$1,831
37840Oliver Springs0.56%$1,042
37841Oneida0.54%$802
37843Parrottsville0.58%$948
37845Petros$436
37846Philadelphia0.44%$878
37847Pioneer0.45%$493
37848Powder Springs$875
37849Powell0.42%$1,111
37852Robbins0.41%$447
37853Rockford0.48%$1,085
37854Rockwood0.47%$719
37857Rogersville0.53%$864
37860Russellville0.38%$700
37861Rutledge0.44%$899
37862Sevierville0.33%$947
37863Pigeon Forge0.32%$801
37865Seymour0.34%$928
37866Sharps Chapel0.35%$965
37869Sneedville0.43%$547
37870Speedwell0.49%$703
37871Strawberry Plains0.34%$637
37872Sunbright0.82%$983
37873Surgoinsville0.59%$827
37874Sweetwater0.47%$807
37876Sevierville0.31%$788
37877Talbott0.38%$824
37878Tallassee0.29%$859
37879Tazewell0.55%$743
37880Ten Mile0.36%$789
37881Thorn Hill0.59%$737
37882Townsend0.47%$1,381
37885Vonore0.45%$1,285
37886Walland0.56%$1,155
37887Wartburg0.59%$878
37888Washburn0.42%$550
37890White Pine0.55%$1,118
37891Whitesburg0.44%$700
37892Winfield0.62%$689
37902Knoxville0.84%$4,818
37909Knoxville0.74%$2,031
37912Knoxville0.70%$1,293
37914Knoxville0.58%$1,183
37915Knoxville0.72%$1,485
37916Knoxville0.58%$1,556
37917Knoxville0.62%$1,169
37918Knoxville0.51%$1,203
37919Knoxville0.57%$2,570
37920Knoxville0.50%$1,159
37921Knoxville0.63%$1,281
37922Knoxville0.40%$1,889
37923Knoxville0.43%$1,247
37924Knoxville0.41%$897
37931Knoxville0.40%$1,268
37932Knoxville0.38%$1,619
37934Knoxville0.41%$1,954
37938Knoxville0.40%$1,154
38001Alamo0.66%$797
38002Arlington0.88%$3,200
38004Atoka0.56%$1,592
38006Bells0.56%$897
38008Bolivar0.66%$816
38011Brighton0.52%$1,058
38012Brownsville0.74%$961
38015Burlison0.43%$764
38016Cordova1.01%$2,631
38017Collierville0.97%$4,544
38018Cordova1.06%$2,714
38019Covington0.53%$1,043
38023Drummonds0.57%$1,298
38024Dyersburg0.65%$1,117
38028Eads0.48%$2,202
38030Finley0.65%$1,109
38034Friendship0.57%$757
38036Gallaway0.40%$750
38037Gates0.82%$733
38039Grand Junction0.52%$705
38040Halls0.65%$699
38041Henning0.61%$555
38044Hornsby0.24%$546
38046La Grange0.41%$1,500
38049Mason0.46%$685
38050Maury City0.58%$544
38052Middleton0.59%$766
38053Millington0.81%$1,583
38057Moscow0.33%$996
38058Munford0.51%$1,151
38059Newbern0.61%$894
38060Oakland0.37%$1,072
38061Pocahontas0.48%$617
38063Ripley0.65%$899
38066Rossville0.37%$1,187
38067Saulsbury0.59%$702
38068Somerville0.33%$845
38069Stanton0.49%$561
38070Tigrett0.48%$880
38075Whiteville0.61%$680
38076Williston0.29%$721
38079Tiptonville0.55%$839
38080Ridgely0.77%$617
38103Memphis1.09%$4,160
38104Memphis1.15%$3,459
38105Memphis1.03%$776
38106Memphis1.40%$931
38107Memphis1.14%$1,471
38108Memphis1.04%$654
38109Memphis1.37%$1,049
38111Memphis1.18%$1,944
38112Memphis0.98%$2,018
38114Memphis1.17%$923
38115Memphis1.28%$1,654
38116Memphis1.23%$1,544
38117Memphis1.39%$4,009
38118Memphis1.25%$1,197
38119Memphis1.33%$3,712
38120Memphis1.38%$5,826
38122Memphis1.27%$1,377
38125Memphis0.89%$2,048
38126Memphis1.33%$783
38127Memphis1.29%$1,064
38128Memphis1.14%$1,416
38133Memphis1.10%$2,578
38134Memphis1.13%$2,075
38135Memphis0.94%$2,550
38138Germantown1.10%$4,340
38139Germantown1.00%$5,409
38141Memphis1.14%$1,663
38201Mc Kenzie0.55%$862
38220Atwood0.63%$578
38221Big Sandy0.63%$750
38222Buchanan0.44%$728
38224Cottage Grove0.44%$605
38225Dresden0.64%$719
38226Dukedom0.32%$276
38229Gleason0.52%$753
38230Greenfield0.67%$636
38231Henry0.45%$389
38232Hornbeak0.62%$499
38233Kenton0.93%$848
38235Mc Lemoresville0.63%$670
38236Mansfield0.48%$569
38237Martin0.47%$919
38240Obion0.58%$570
38241Palmersville0.43%$458
38242Paris0.51%$800
38251Puryear0.38%$471
38253Rives0.36%$695
38255Sharon0.51%$539
38256Springville0.47%$706
38257South Fulton0.53%$622
38258Trezevant0.63%$581
38259Trimble0.72%$729
38260Troy0.59%$693
38261Union City0.57%$815
38301Jackson0.63%$758
38305Jackson0.67%$1,472
38310Adamsville0.36%$590
38311Bath Springs0.42%$740
38313Beech Bluff0.43%$870
38315Bethel Springs0.45%$585
38316Bradford0.68%$795
38317Bruceton0.78%$884
38318Buena Vista0.71%$906
38320Camden0.61%$765
38321Cedar Grove0.39%$485
38326Counce0.62%$1,177
38327Crump0.42%$571
38328Darden0.40%$572
38329Decaturville0.51%$715
38330Dyer0.91%$1,076
38332Enville0.42%$664
38333Eva$724
38334Finger0.43%$563
38337Gadsden0.66%$1,257
38338Gibson$838
38339Guys0.49%$596
38340Henderson0.63%$898
38341Holladay0.45%$558
38342Hollow Rock0.73%$790
38343Humboldt0.61%$995
38344Huntingdon0.62%$825
38345Huron0.46%$1,035
38347Jacks Creek0.31%$598
38348Lavinia0.44%$429
38351Lexington0.52%$826
38352Luray$780
38355Medina0.55%$1,446
38356Medon0.61%$951
38357Michie0.40%$670
38358Milan0.72%$1,137
38359Milledgeville0.59%$517
38361Morris Chapel0.39%$546
38362Oakfield0.48%$695
38363Parsons0.53%$565
38366Pinson0.54%$653
38367Ramer0.34%$525
38368Reagan0.42%$793
38369Rutherford0.77%$807
38370Saltillo0.54%$638
38371Sardis0.48%$565
38372Savannah0.44%$672
38374Scotts Hill0.39%$573
38375Selmer0.45%$649
38379Stantonville0.31%$526
38380Sugar Tree0.48%$686
38381Toone0.71%$806
38382Trenton0.71%$808
38387Westport0.51%$830
38388Wildersville0.48%$831
38389Yorkville0.89%$700
38390Yuma0.51%$621
38391Denmark0.56%$548
38401Columbia0.50%$1,486
38425Clifton0.54%$609
38449Ardmore0.42%$915
38450Collinwood0.84%$671
38451Culleoka0.39%$1,045
38452Cypress Inn0.50%$705
38453Dellrose0.37%$2,933
38455Elkton0.39%$836
38456Ethridge0.41%$837
38457Five Points0.41%$702
38459Frankewing0.43%$1,083
38460Goodspring0.43%$764
38461Hampshire0.34%$1,154
38462Hohenwald0.50%$755
38463Iron City0.54%$735
38464Lawrenceburg0.58%$953
38468Leoma0.59%$1,139
38469Loretto0.54%$873
38471Lutts$462
38472Lynnville0.42%$1,196
38473Minor Hill0.51%$1,094
38474Mount Pleasant0.48%$1,099
38475Olivehill0.31%$368
38476Primm Springs$2,155
38477Prospect0.47%$970
38478Pulaski0.47%$928
38481Saint Joseph0.70%$859
38482Santa Fe0.32%$968
38483Summertown0.44%$904
38485Waynesboro0.51%$663
38486Westpoint0.51%$646
38487Williamsport0.40%$1,320
38488Taft0.38%$937
38501Cookeville0.54%$1,321
38506Cookeville0.49%$1,266
38541Allons0.42%$848
38543Alpine0.56%$1,050
38544Baxter0.51%$1,134
38545Bloomington Springs0.72%$757
38547Brush Creek0.39%$885
38549Byrdstown0.35%$587
38551Celina0.58%$713
38552Chestnut Mound0.35%$725
38553Clarkrange0.37%$610
38554Crawford0.40%$543
38555Crossville0.32%$704
38556Jamestown0.32%$476
38558Crossville0.31%$990
38559Doyle0.35%$524
38560Elmwood0.47%$954
38562Gainesboro0.45%$588
38563Gordonsville0.51%$1,176
38565Grimsley$591
38567Hickman0.30%$1,007
38568Hilham0.36%$670
38569Lancaster0.66%$2,215
38570Livingston0.51%$795
38571Crossville0.31%$642
38572Crossville0.28%$551
38573Monroe0.39%$582
38574Monterey0.45%$791
38575Moss0.38%$580
38577Pall Mall0.50%$542
38578Pleasant Hill0.31%$509
38579Quebeck0.38%$842
38580Rickman0.38%$784
38581Rock Island0.38%$606
38582Silver Point0.40%$956
38583Sparta0.42%$839
38585Spencer0.43%$593
38587Walling0.35%$700
38588Whitleyville0.38%$645
38589Wilder$659

Frequently Asked Questions About Tennessee Property Taxes

What is the average property tax rate in Tennessee?
Tennessee has an effective property tax rate of approximately 0.64%, well below the national average. A homeowner with a $250,000 property pays roughly $1,600 per year in property taxes.
How does property tax work in Tennessee?
Tennessee assesses property at 25% of market value for residential property in most counties. Some counties use different ratios. The assessed value is then multiplied by the county and city millage rates. Tennessee has no state income tax on wages, so property taxes are a key revenue source for local governments.
Are there property tax exemptions in Tennessee?
Yes. Tennessee offers a property tax freeze program for seniors 65+ in participating counties, which freezes property taxes at the level when the senior first qualifies. Disabled veterans and certain surviving spouses may qualify for full property tax exemptions. Contact your county trustee to apply.
How do I appeal my Tennessee property tax assessment?
File an appeal with your County Board of Equalization within the timeframe specified on your assessment notice (typically within a few weeks of the notice). Bring comparable sales data or an independent appraisal. Further appeals go to the State Board of Equalization.
When are Tennessee property taxes due?
Tennessee property tax due dates vary by county. Most counties bill once per year, with due dates typically in February or October. Check with your county trustee for exact due dates.

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →