38326 Property Tax Rate
Counce, Tennessee · Part of Hardin County
Effective Tax Rate
0.62%
2.4% below state avgMedian Annual Tax
$1,177
$98/mo escrow
Estimate Your Tax
Annual Tax
$1,177
Monthly
$98
Eff. Rate
0.62%
Buyer decision brief
What ZIP 38326 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$98/mo
Based on median annual tax paid
State context
0.07 percentage points above the Tennessee average
Tennessee average: 0.55%
Data confidence
High confidenceThe Census margin of error is $152, about 13% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Hardin County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 38326 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$152 tax MOE, 13% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Hardin County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 38326
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $189,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.62%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Tennessee and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $98 per month before insurance, HOA dues, or special assessments.
Assessor verification
Hardin County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 38326 Compares
Median Annual Property Tax
ZIP 38326
0.62%
Effective rate
Tennessee Avg
0.55%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Tennessee
Higher than 78% of ZIP codes in Tennessee(78th percentile, 580 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 38326
Property owners in ZIP code 38326 (Counce, Tennessee) pay a median of $1,177/year in property taxes on homes valued at $189,100. This translates to an effective tax rate of 0.62%, which is 14% above the Tennessee state average of 0.55%.
The monthly property tax burden for a median-valued home in 38326 is approximately $98, which factors into escrow payments on mortgages. This ZIP code is located within Hardin County.
Compared to similar ZIP codes in Tennessee, 38326 has lower property taxes. ZIP codes with similar effective rates include 37338 (0.62%) and 37013 (0.63%).
In Counce, property taxes represent approximately 2.4% of the median household income of $49,145, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 38326, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Hardin County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 38326?
How much are property taxes in Counce, TN (38326)?
How does ZIP 38326 compare to the Tennessee average?
What is the median home value in ZIP 38326?
What county is ZIP code 38326 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$152. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 38326 is part of Hardin County, Tennessee. View the full county profile for broader context and more data.
View Hardin County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 38326
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
38475
Olivehill, TN
0.31 percentage points lower than ZIP 38326.
Rate
0.31%
Tax
$368
Quality
77
38361
Morris Chapel, TN
0.23 percentage points lower than ZIP 38326.
Rate
0.39%
Tax
$546
Quality
77
38327
Crump, TN
0.20 percentage points lower than ZIP 38326.
Rate
0.42%
Tax
$571
Quality
77
38372
Savannah, TN
0.18 percentage points lower than ZIP 38326.
Rate
0.44%
Tax
$672
Quality
82
38370
Saltillo, TN
0.09 percentage points lower than ZIP 38326.
Rate
0.54%
Tax
$638
Quality
71
38359
Milledgeville, TN
0.03 percentage points lower than ZIP 38326.
Rate
0.59%
Tax
$517
Quality
64
37215
Nashville, TN
$770,000 higher median home value than ZIP 38326.
Rate
0.63%
Tax
$6,054
Quality
94
37212
Nashville, TN
$739,400 higher median home value than ZIP 38326.
Rate
0.70%
Tax
$6,472
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.