37020 Property Tax Rate
Bell Buckle, Tennessee · Part of Bedford County
Effective Tax Rate
0.45%
11.7% above state avgMedian Annual Tax
$1,347
$112/mo escrow
Estimate Your Tax
Annual Tax
$1,347
Monthly
$112
Eff. Rate
0.45%
Buyer decision brief
What ZIP 37020 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$112/mo
Based on median annual tax paid
State context
0.10 percentage points below the Tennessee average
Tennessee average: 0.55%
Data confidence
High confidenceThe Census margin of error is $95, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Bedford County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 37020 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$95 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Bedford County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 37020
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $302,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.45%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Tennessee and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $112 per month before insurance, HOA dues, or special assessments.
Assessor verification
Bedford County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 37020 Compares
Median Annual Property Tax
ZIP 37020
0.45%
Effective rate
Tennessee Avg
0.55%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Tennessee
Lower than 68% of ZIP codes in Tennessee(32th percentile, 580 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 37020
Property owners in ZIP code 37020 (Bell Buckle, Tennessee) pay a median of $1,347/year in property taxes on homes valued at $302,500. This translates to an effective tax rate of 0.45%, which is 19% below the Tennessee state average of 0.55%.
The monthly property tax burden for a median-valued home in 37020 is approximately $112, which factors into escrow payments on mortgages. This ZIP code is located within Bedford County.
Compared to similar ZIP codes in Tennessee, 37020 has higher property taxes. ZIP codes with similar effective rates include 37755 (0.45%) and 37891 (0.44%).
In Bell Buckle, property taxes represent approximately 1.7% of the median household income of $81,025, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 37020, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Bedford County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 37020?
How much are property taxes in Bell Buckle, TN (37020)?
How does ZIP 37020 compare to the Tennessee average?
What is the median home value in ZIP 37020?
What county is ZIP code 37020 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$95. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 37020 is part of Bedford County, Tennessee. View the full county profile for broader context and more data.
View Bedford County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 37020
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
37215
Nashville, TN
$656,600 higher median home value than ZIP 37020.
Rate
0.63%
Tax
$6,054
Quality
94
37212
Nashville, TN
$626,000 higher median home value than ZIP 37020.
Rate
0.70%
Tax
$6,472
Quality
94
37205
Nashville, TN
$587,500 higher median home value than ZIP 37020.
Rate
0.63%
Tax
$5,643
Quality
94
37027
Brentwood, TN
$542,000 higher median home value than ZIP 37020.
Rate
0.46%
Tax
$3,922
Quality
84
37046
College Grove, TN
0.11 percentage points lower than ZIP 37020.
Rate
0.34%
Tax
$2,866
Quality
84
37204
Nashville, TN
$529,500 higher median home value than ZIP 37020.
Rate
0.60%
Tax
$4,983
Quality
94
38453
Dellrose, TN
0.07 percentage points lower than ZIP 37020.
Rate
0.37%
Tax
$2,933
Quality
64
37350
Lookout Mountain, TN
$459,100 higher median home value than ZIP 37020.
Rate
0.85%
Tax
$6,511
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.