37074 Property Tax Rate

Property owners in ZIP code 37074 (Hartsville, Tennessee) pay a median of $1,157/year in property taxes on homes valued at $256,100. This translates to an effective tax rate of 0.45%, which is 18% below the Tennessee state average of 0.55%.

The monthly property tax burden for a median-valued home in 37074 is approximately $96, which factors into escrow payments on mortgages. This ZIP code is located within Trousdale County.

Compared to similar ZIP codes in Tennessee, 37074 has lower property taxes. ZIP codes with similar effective rates include 37151 (0.45%) and 38315 (0.45%).

In Hartsville, property taxes represent approximately 1.8% of the median household income of $62,931, providing context for the relative tax burden on homeowners in this area.

Trousdale County reassesses every four years without a statewide cap on annual increases; your assessed value will be set at fair market value when you purchase and reevaluated at the next cycle. Trousdale County grants a $25,000 homestead exemption for owner-occupied primary residences — file your application with the Trousdale County Assessor within 30 days of closing to reduce your taxable value. Verify with the Trousdale County Assessor that your exemption has been processed and request a corrected assessment if your first tax bill does not reflect the deduction.