Data Analysis

National Property Tax Insights

A data-driven look at property tax rates across 29,261 ZIP codes. Which states have the highest rates? How are rates distributed nationally? How does rate compare to actual dollar cost?

Data: U.S. Census Bureau, American Community Survey 2019–2023 5-Year Estimates (ZCTA level).

State Rankings

Highest and Lowest Effective Rates by State

New Jersey, Illinois, and Connecticut consistently top the list. Hawaii, Alabama, and Louisiana have some of the lowest effective rates in the nation. Click any state abbreviation to explore its ZIP codes.

Highest Avg Effective Rates

Top 10 states by average ZIP-level effective rate

Lowest Avg Effective Rates

Bottom 10 states by average ZIP-level effective rate

National Distribution

How Rates Are Distributed Across America

Most ZIP codes fall between 0.6% and 1.5% — but there's significant spread. About one in five ZIPs has a rate above 1.5%, often concentrated in the Northeast and Midwest.

National Distribution

How Property Tax Rates Are Distributed Across America

29,261 ZIP codes — national average 1.05%

Tax Burden vs. Income

Does Higher Income Mean Higher Rates?

There is a loose positive correlation: states with higher median incomes tend to have higher effective rates. But outliers like Hawaii (high income, lower rate) and West Virginia (lower income, low rate) show income alone doesn't predict your tax burden.

Rate vs Income

Effective Tax Rate vs. Median Household Income by State

Each dot represents one state. Higher-income states tend to also have higher nominal tax burdens.

Rate vs. Dollar Cost

A Low Rate Doesn't Always Mean a Low Bill

The top 15 states by average annual property tax dollar amount. Hawaii's effective rate is below the national average, but high home values push annual bills well above typical Midwestern states with rates twice as high.

Rate % vs Annual $

Effective Rate vs. Annual Dollar Amount — Top 15 States

A low rate doesn't always mean a low bill. Hawaii has a low effective rate but high annual taxes due to high home values.

Explore the Data Yourself

Browse every ZIP code, compare locations side-by-side, or view the full interactive map.

Data from U.S. Census Bureau, American Community Survey 2019–2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Estimates are informational only and should not be used as financial or legal advice. View methodology