Hawaii Property Tax Rates by ZIP Code

Compare property tax rates across 80 ZIP codes in Hawaii.

ACS 2019-2023 · Updated Dec 2024

Avg Annual Tax

$1,841

32% below national avg

Avg Tax Rate

0.25%

Avg Home Value

$734,666

200% above national avg

ZIP Codes

80

Hawaii at a Glance

Avg Annual Tax

$1,841

per year

Avg Effective Rate

0.25%

of home value

Avg Home Value

$734,666

median estimate

Total ZIP Codes

80

in Hawaii

Property Tax Landscape in Hawaii

Property tax rates in Hawaii vary significantly across its 80 ZIP codes. The statewide average effective rate is 0.25%, with annual taxes averaging $1,841 on a median home value of $734,666.

The spread between Hawaii's highest and lowest tax ZIP codes is 0.35 percentage points — 96737 (Ocean View, 0.41%) at the high end versus 96780 (Papaaloa, 0.07%) at the low end. This relatively narrow variation suggests Hawaii has fairly consistent property tax rates across most of its ZIP codes.

For homebuyers evaluating Hawaii, property taxes can add between $41/month and $252/month to housing costs depending on the ZIP code, based on the state's median home value of $734,666. This range makes ZIP-level comparison an essential step when choosing where to buy.

Hawaii's average property tax of $1,841/year is 32% below the national median of $2,690/year, offering relatively lower tax burdens for homeowners compared to the national average.

Distribution

Tax Rate Distribution in Hawaii

How effective property tax rates are spread across 80 ZIP codes

All ZIP Codes in Hawaii

ZIP CodeCityEffective RateMedian Tax
96701Aiea0.27%$2,506
96703Anahola0.11%$568
96704Captain Cook0.41%$2,374
96705Eleele0.18%$1,259
96706Ewa Beach0.28%$2,222
96707Kapolei0.28%$2,127
96708Haiku0.18%$1,856
96710Hakalau0.31%$2,243
96712Haleiwa0.30%$3,752
96714Hanalei0.30%$3,556
96716Hanapepe0.28%$2,033
96717Hauula0.26%$2,279
96719Hawi0.17%$1,085
96720Hilo0.28%$1,261
96722Princeville0.23%$2,786
96725Holualoa0.32%$2,667
96727Honokaa0.20%$1,117
96728Honomu0.29%$1,279
96729Hoolehua0.25%$500
96730Kaaawa0.26%$2,504
96731Kahuku0.32%$2,588
96732Kahului0.16%$1,301
96734Kailua0.30%$3,801
96737Ocean View0.41%$956
96738Waikoloa0.24%$1,664
96740Kailua Kona0.35%$2,567
96741Kalaheo0.23%$2,126
96743Kamuela0.35%$2,571
96744Kaneohe0.29%$2,903
96746Kapaa0.22%$1,845
96748Kaunakakai0.15%$527
96749Keaau0.31%$1,243
96750Kealakekua0.25%$1,558
96752Kekaha0.22%$1,151
96753Kihei0.22%$2,076
96754Kilauea0.22%$2,504
96755Kapaau0.20%$1,384
96756Koloa0.23%$2,101
96757Kualapuu0.14%$579
96760Kurtistown0.30%$1,112
96761Lahaina0.20%$1,838
96762Laie0.33%$3,217
96763Lanai City0.17%$943
96764Laupahoehoe0.12%$739
96765Lawai0.18%$1,297
96766Lihue0.22%$1,670
96768Makawao0.16%$1,423
96770Maunaloa0.38%$1,380
96771Mountain View0.26%$755
96772Naalehu0.29%$1,155
96773Ninole0.14%$1,146
96774Ookala0.22%$647
96776Paauilo0.29%$1,176
96778Pahoa0.24%$584
96779Paia0.20%$1,924
96780Papaaloa0.07%$360
96781Papaikou0.24%$1,861
96782Pearl City0.28%$2,351
96783Pepeekeo0.26%$1,250
96785Volcano0.23%$764
96786Wahiawa0.29%$2,115
96789Mililani0.28%$2,417
96790Kula0.18%$1,842
96791Waialua0.28%$2,622
96792Waianae0.23%$1,262
96793Wailuku0.15%$1,172
96795Waimanalo0.19%$1,383
96796Waimea0.23%$1,324
96797Waipahu0.28%$2,210
96813Honolulu0.28%$2,268
96814Honolulu0.28%$1,994
96815Honolulu0.30%$1,857
96816Honolulu0.29%$3,255
96817Honolulu0.27%$2,498
96818Honolulu0.29%$1,892
96819Honolulu0.29%$2,753
96821Honolulu0.29%$4,207
96822Honolulu0.26%$2,594
96825Honolulu0.29%$3,128
96826Honolulu0.30%$1,442

Frequently Asked Questions About Hawaii Property Taxes

What is the average property tax rate in Hawaii?
Hawaii's effective property tax rate is approximately 0.32%, the lowest in the nation. However, because Hawaii has the highest median home values in the country, the median tax bill is still substantial — often $2,000–$3,500 annually.
How does property tax work in Hawaii?
Hawaii does not have county governments in the traditional sense — the four main counties (Honolulu, Maui, Hawaii, Kauai) handle property assessments and collections. Residential property is assessed at 100% of market value, and tax rates are set by each county council.
Are there property tax exemptions in Hawaii?
Yes. Hawaii offers a homeowner exemption of $100,000 off assessed value for owner-occupied residences ($200,000 for seniors 65+ on Oahu). Additional exemptions are available for disabled veterans and blind persons. Contact your county Real Property Division to apply.
How do I appeal my Hawaii property tax assessment?
File an appeal with your county Board of Review within 30 days of the assessment notice. Bring comparable sales data or an independent appraisal. Further appeals go to the Tax Appeal Court or circuit court.
How often are property taxes reassessed in Hawaii?
Hawaii counties reassess property annually. Assessment notices are typically mailed in December, and the tax year runs from July 1 through June 30. Tax bills are mailed in July and are due in two installments.

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →