Hawaii Property Tax Rates by ZIP Code

Name: Hawaii Property Tax Rates by ZIP Code
Creator: ByCounty Network
License: https://www.census.gov/data/developers/about/terms-of-service.html

Compare property tax rates across 80 ZIP codes in Hawaii.

ACS 2019-2023 · Updated Dec 2024

Avg Annual Tax

$1,841

32% below national avg

Avg Tax Rate

0.25%

Avg Home Value

$734,666

200% above national avg

ZIP Codes

Hawaii at a Glance

Avg Annual Tax

$1,841

per year

Avg Effective Rate

0.25%

of home value

Avg Home Value

$734,666

median estimate

Total ZIP Codes

in Hawaii

State decision guide

How to compare property taxes in Hawaii

Start with the effective rate, translate it into a monthly housing cost, then verify parcel-specific rules before making an offer. ZIP-level data is best for narrowing a search, not for replacing an assessor record.

Rate range

0.35 pts

From ZIP 96780 at 0.07% to ZIP 96737 at 0.41%.

Monthly budget impact

$41 to $252

Estimated monthly tax range on the Hawaii median home value of $734,666.

Data coverage

100%

80 of 80 Hawaii ZIP codes include enough Census data to calculate an effective tax rate.

Before comparing homes across Hawaii

Check whether the property is inside city limits or an unincorporated area.

Compare school district boundaries, which can drive a large share of the bill.

Confirm homestead and senior exemptions before estimating a first-year payment.

Ask whether assessed value resets after purchase or rises under annual caps.

Homebuyer task clusters

Where to look first in Hawaii

80 of 80 Hawaii ZIP rows have complete tax, rate, and home-value fields. These clusters turn the state table into concrete buyer checks.

Budget pressure

High-bill suburbs to verify

Start here when a listing looks affordable but the annual tax bill may change the monthly payment.

96821Honolulu$4,207/yr 96734Kailua$3,801/yr 96712Haleiwa$3,752/yr 96714Hanalei$3,556/yr

Rate shopping

Low-rate alternatives

ZIPs with the lowest effective rates in the state, useful when you can widen the home search.

96780Papaaloa0.07%96703Anahola0.11%96764Laupahoehoe0.12%96757Kualapuu0.14%

Purchase check

Reassessment watchlist

Higher-value ZIPs where a purchase-price reset or assessment review can have a larger dollar impact.

96821Honolulu$1,457,700 96712Haleiwa$1,264,300 96734Kailua$1,246,300 96722Princeville$1,213,800

Value context

Low-rate, high-value ZIPs

Higher-value markets that still sit at or below the state average effective tax rate.

96722Princeville0.23% rate 96754Kilauea0.22% rate 96790Kula0.18% rate 96708Haiku0.18% rate

Data confidence

High-MOE caution areas

Rows where the Census uncertainty is wide enough to verify parcel records before relying on the estimate.

96773Ninole98% MOE 96776Paauilo90% MOE 96757Kualapuu76% MOE 96783Pepeekeo58% MOE

Property Tax Landscape in Hawaii

Property tax rates in Hawaii vary significantly across its 80 ZIP codes. The statewide average effective rate is 0.25%, with annual taxes averaging $1,841 on a median home value of $734,666.

The spread between Hawaii's highest and lowest tax ZIP codes is 0.35 percentage points — 96737 (Ocean View, 0.41%) at the high end versus 96780 (Papaaloa, 0.07%) at the low end. This relatively narrow variation suggests Hawaii has fairly consistent property tax rates across most of its ZIP codes.

For homebuyers evaluating Hawaii, property taxes can add between $41/month and $252/month to housing costs depending on the ZIP code, based on the state's median home value of $734,666. This range makes ZIP-level comparison an essential step when choosing where to buy.

Hawaii's average property tax of $1,841/year is 32% below the national median of $2,690/year, offering relatively lower tax burdens for homeowners compared to the national average.

Distribution

Tax Rate Distribution in Hawaii

How effective property tax rates are spread across 80 ZIP codes

Highest Tax Rates

96737

Ocean View

0.41%

$956/yr

96704

Captain Cook

0.41%

$2,374/yr

96770

Maunaloa

0.38%

$1,380/yr

96743

Kamuela

0.35%

$2,571/yr

96740

Kailua Kona

0.35%

$2,567/yr

Lowest Tax Rates

96780

Papaaloa

0.07%

$360/yr

96703

Anahola

0.11%

$568/yr

96764

Laupahoehoe

0.12%

$739/yr

96757

Kualapuu

0.14%

$579/yr

96773

Ninole

0.14%

$1,146/yr

Cities in Hawaii

Explore property tax rates by city

Showing top 20 of 70 cities. Browse individual ZIP codes below for more.

All ZIP Codes in Hawaii


96701	Aiea	0.27%	$2,506	$913,300
96703	Anahola	0.11%	$568	$527,800
96704	Captain Cook	0.41%	$2,374	$586,200
96705	Eleele	0.18%	$1,259	$684,900
96706	Ewa Beach	0.28%	$2,222	$796,600
96707	Kapolei	0.28%	$2,127	$772,400
96708	Haiku	0.18%	$1,856	$1,032,800
96710	Hakalau	0.31%	$2,243	$721,400
96712	Haleiwa	0.30%	$3,752	$1,264,300
96714	Hanalei	0.30%	$3,556	$1,169,000
96716	Hanapepe	0.28%	$2,033	$738,100
96717	Hauula	0.26%	$2,279	$874,000
96719	Hawi	0.17%	$1,085	$632,900
96720	Hilo	0.28%	$1,261	$458,100
96722	Princeville	0.23%	$2,786	$1,213,800
96725	Holualoa	0.32%	$2,667	$840,400
96727	Honokaa	0.20%	$1,117	$559,900
96728	Honomu	0.29%	$1,279	$433,800
96729	Hoolehua	0.25%	$500	$199,200
96730	Kaaawa	0.26%	$2,504	$982,100
96731	Kahuku	0.32%	$2,588	$812,500
96732	Kahului	0.16%	$1,301	$832,700
96734	Kailua	0.30%	$3,801	$1,246,300
96737	Ocean View	0.41%	$956	$232,000
96738	Waikoloa	0.24%	$1,664	$686,700
96740	Kailua Kona	0.35%	$2,567	$730,600
96741	Kalaheo	0.23%	$2,126	$915,700
96743	Kamuela	0.35%	$2,571	$724,700
96744	Kaneohe	0.29%	$2,903	$1,001,400
96746	Kapaa	0.22%	$1,845	$830,500
96748	Kaunakakai	0.15%	$527	$355,500
96749	Keaau	0.31%	$1,243	$396,400
96750	Kealakekua	0.25%	$1,558	$613,800
96752	Kekaha	0.22%	$1,151	$516,800
96753	Kihei	0.22%	$2,076	$958,400
96754	Kilauea	0.22%	$2,504	$1,144,100
96755	Kapaau	0.20%	$1,384	$693,200
96756	Koloa	0.23%	$2,101	$909,700
96757	Kualapuu	0.14%	$579	$419,200
96760	Kurtistown	0.30%	$1,112	$371,500
96761	Lahaina	0.20%	$1,838	$905,800
96762	Laie	0.33%	$3,217	$962,400
96763	Lanai City	0.17%	$943	$558,800
96764	Laupahoehoe	0.12%	$739	$598,800
96765	Lawai	0.18%	$1,297	$725,000
96766	Lihue	0.22%	$1,670	$751,800
96768	Makawao	0.16%	$1,423	$905,400
96770	Maunaloa	0.38%	$1,380	$362,300
96771	Mountain View	0.26%	$755	$291,400
96772	Naalehu	0.29%	$1,155	$396,300
96773	Ninole	0.14%	$1,146	$824,200
96774	Ookala	0.22%	$647	$295,300
96776	Paauilo	0.29%	$1,176	$409,500
96778	Pahoa	0.24%	$584	$241,200
96779	Paia	0.20%	$1,924	$946,000
96780	Papaaloa	0.07%	$360	$539,800
96781	Papaikou	0.24%	$1,861	$787,700
96782	Pearl City	0.28%	$2,351	$846,200
96783	Pepeekeo	0.26%	$1,250	$485,400
96785	Volcano	0.23%	$764	$330,500
96786	Wahiawa	0.29%	$2,115	$724,400
96789	Mililani	0.28%	$2,417	$871,000
96790	Kula	0.18%	$1,842	$1,039,900
96791	Waialua	0.28%	$2,622	$932,000
96792	Waianae	0.23%	$1,262	$551,400
96793	Wailuku	0.15%	$1,172	$776,100
96795	Waimanalo	0.19%	$1,383	$746,700
96796	Waimea	0.23%	$1,324	$573,900
96797	Waipahu	0.28%	$2,210	$798,600
96813	Honolulu	0.28%	$2,268	$804,100
96814	Honolulu	0.28%	$1,994	$706,500
96815	Honolulu	0.30%	$1,857	$627,600
96816	Honolulu	0.29%	$3,255	$1,121,400
96817	Honolulu	0.27%	$2,498	$930,000
96818	Honolulu	0.29%	$1,892	$653,400
96819	Honolulu	0.29%	$2,753	$963,900
96821	Honolulu	0.29%	$4,207	$1,457,700
96822	Honolulu	0.26%	$2,594	$985,100
96825	Honolulu	0.29%	$3,128	$1,067,900
96826	Honolulu	0.30%	$1,442	$485,200

Frequently Asked Questions About Hawaii Property Taxes

What is the average property tax rate in Hawaii?

Hawaii's effective property tax rate is approximately 0.32%, the lowest in the nation. However, because Hawaii has the highest median home values in the country, the median tax bill is still substantial — often $2,000–$3,500 annually.

How does property tax work in Hawaii?

Hawaii does not have county governments in the traditional sense — the four main counties (Honolulu, Maui, Hawaii, Kauai) handle property assessments and collections. Residential property is assessed at 100% of market value, and tax rates are set by each county council.

Are there property tax exemptions in Hawaii?

Yes. Hawaii offers a homeowner exemption of $100,000 off assessed value for owner-occupied residences ($200,000 for seniors 65+ on Oahu). Additional exemptions are available for disabled veterans and blind persons. Contact your county Real Property Division to apply.

How do I appeal my Hawaii property tax assessment?

File an appeal with your county Board of Review within 30 days of the assessment notice. Bring comparable sales data or an independent appraisal. Further appeals go to the Tax Appeal Court or circuit court.

How often are property taxes reassessed in Hawaii?

Hawaii counties reassess property annually. Assessment notices are typically mailed in December, and the tax year runs from July 1 through June 30. Tax bills are mailed in July and are due in two installments.

Explore the ByCounty Network

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Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →