96725 Property Tax Rate

Property owners in ZIP code 96725 (Holualoa, Hawaii) pay a median of $2,667/year in property taxes on homes valued at $840,400. This translates to an effective tax rate of 0.32%, which is 27% above the Hawaii state average of 0.25%.

The monthly property tax burden for a median-valued home in 96725 is approximately $222, which factors into escrow payments on mortgages. This ZIP code is located within Hawaii County. This is $826 more than the Hawaii average of $1,841/year.

Compared to similar ZIP codes in Hawaii, 96725 has higher property taxes. ZIP codes with similar effective rates include 96731 (0.32%) and 96749 (0.31%).

In Holualoa, property taxes represent approximately 3.0% of the median household income of $88,426, providing context for the relative tax burden on homeowners in this area.

Hawaii County assesses property to market value at purchase with no state cap, and the county's 0.41% effective rate reflects high assessments. Hawaii County does not offer a homestead exemption, but owner-occupants may qualify for the Hawaii Tax Exemption for Owner-Occupied Residential Property based on income limits — contact the Hawaii County Tax Assessor to verify eligibility. Submit your exemption claim to the Hawaii County Tax Assessor's office immediately after purchase to document your primary residence status and claim any available relief.