96764 Property Tax Rate
Laupahoehoe, Hawaii · Part of Hawaii County
Effective Tax Rate
0.12%
59.9% below state avgMedian Annual Tax
$739
$62/mo escrow
Estimate Your Tax
Annual Tax
$739
Monthly
$62
Eff. Rate
0.12%
Buyer decision brief
What ZIP 96764 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$62/mo
Based on median annual tax paid
State context
0.13 percentage points below the Hawaii average
Hawaii average: 0.25%
Data confidence
Use cautionThe Census margin of error is $278, about 38% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Hawaii County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 96764 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
High margin of error
$278 tax MOE, 38% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Hawaii County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 96764
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $598,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.12%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Hawaii and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $62 per month before insurance, HOA dues, or special assessments.
Assessor verification
Hawaii County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 96764 Compares
Median Annual Property Tax
ZIP 96764
0.12%
Effective rate
Hawaii Avg
0.25%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Hawaii
Lower than 97% of ZIP codes in Hawaii(3th percentile, 80 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 96764
Property owners in ZIP code 96764 (Laupahoehoe, Hawaii) pay a median of $739/year in property taxes on homes valued at $598,800. This translates to an effective tax rate of 0.12%, which is 51% below the Hawaii state average of 0.25%.
The monthly property tax burden for a median-valued home in 96764 is approximately $62, which factors into escrow payments on mortgages. This ZIP code is located within Hawaii County. This is $1,102 less than the Hawaii average of $1,841/year.
Compared to similar ZIP codes in Hawaii, 96764 has lower property taxes. ZIP codes with similar effective rates include 96757 (0.14%) and 96773 (0.14%).
In Laupahoehoe, property taxes represent approximately 1.0% of the median household income of $72,917, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 96764, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Hawaii County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 96764?
How much are property taxes in Laupahoehoe, HI (96764)?
How does ZIP 96764 compare to the Hawaii average?
What is the median home value in ZIP 96764?
What county is ZIP code 96764 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$278. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 96764 is part of Hawaii County, Hawaii. View the full county profile for broader context and more data.
View Hawaii County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 96764
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
96780
Papaaloa, HI
0.06 percentage points lower than ZIP 96764.
Rate
0.07%
Tax
$360
Quality
72
96821
Honolulu, HI
$858,900 higher median home value than ZIP 96764.
Rate
0.29%
Tax
$4,207
Quality
94
96712
Haleiwa, HI
$665,500 higher median home value than ZIP 96764.
Rate
0.30%
Tax
$3,752
Quality
82
96734
Kailua, HI
$647,500 higher median home value than ZIP 96764.
Rate
0.30%
Tax
$3,801
Quality
82
96722
Princeville, HI
$615,000 higher median home value than ZIP 96764.
Rate
0.23%
Tax
$2,786
Quality
82
96714
Hanalei, HI
$570,200 higher median home value than ZIP 96764.
Rate
0.30%
Tax
$3,556
Quality
82
96754
Kilauea, HI
$545,300 higher median home value than ZIP 96764.
Rate
0.22%
Tax
$2,504
Quality
77
96816
Honolulu, HI
$522,600 higher median home value than ZIP 96764.
Rate
0.29%
Tax
$3,255
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.