37348 Property Tax Rate

Property owners in ZIP code 37348 (Kelso, Tennessee) pay a median of $992/year in property taxes on homes valued at $278,500. This translates to an effective tax rate of 0.36%, which is 35% below the Tennessee state average of 0.55%.

The monthly property tax burden for a median-valued home in 37348 is approximately $83, which factors into escrow payments on mortgages. This ZIP code is located within Lincoln County. This is $214 less than the Tennessee average of $1,206/year.

Compared to similar ZIP codes in Tennessee, 37348 has higher property taxes. ZIP codes with similar effective rates include 38310 (0.36%) and 38568 (0.36%).

In Kelso, property taxes represent approximately 2.2% of the median household income of $45,882, providing context for the relative tax burden on homeowners in this area.

Tennessee has no statewide property tax cap; assessments are set by the Lincoln County Assessor and can increase annually without limitation. Lincoln County offers a Homestead Exemption for seniors 65+ and disabled homeowners—contact the Lincoln County Assessor's office to confirm your eligibility and file before the county's deadline. Request a copy of your assessment immediately after closing to verify accuracy, and note the appeal deadline (typically within 30 days of the assessment notice) with the Lincoln County Assessor.