38578 Property Tax Rate

Property owners in ZIP code 38578 (Pleasant Hill, Tennessee) pay a median of $509/year in property taxes on homes valued at $163,200. This translates to an effective tax rate of 0.31%, which is 43% below the Tennessee state average of 0.55%.

The monthly property tax burden for a median-valued home in 38578 is approximately $42, which factors into escrow payments on mortgages. This ZIP code is located within Cumberland County. This is $697 less than the Tennessee average of $1,206/year.

Compared to similar ZIP codes in Tennessee, 38578 has higher property taxes. ZIP codes with similar effective rates include 37301 (0.31%) and 38379 (0.31%).

In Pleasant Hill, property taxes represent approximately 1.3% of the median household income of $38,214, providing context for the relative tax burden on homeowners in this area.

Tennessee assesses property at 25% of market value with no statewide cap on annual increases, resulting in reassessment at sale and potential uncapped annual growth in Cumberland County tax bills. Cumberland County homeowners aged 65+ and disabled owners may claim a Homestead Exemption that reduces taxable assessed value — apply at the Cumberland County Assessor's office with age or disability verification. File your Homestead Exemption application at the Cumberland County Assessor immediately after closing and request a reassessment review to confirm the purchase price was correctly recorded.