37909 Property Tax Rate
Knoxville, Tennessee · Part of Knox County
Effective Tax Rate
0.74%
68.4% above state avgMedian Annual Tax
$2,031
$169/mo escrow
Estimate Your Tax
Annual Tax
$2,031
Monthly
$169
Eff. Rate
0.74%
Buyer decision brief
What ZIP 37909 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$169/mo
Based on median annual tax paid
State context
0.19 percentage points above the Tennessee average
Tennessee average: 0.55%
Data confidence
High confidenceThe Census margin of error is $181, about 9% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Knox County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 37909 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$181 tax MOE, 9% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Knox County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 37909
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $273,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.74%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Tennessee and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $169 per month before insurance, HOA dues, or special assessments.
Assessor verification
Knox County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 37909 Compares
Median Annual Property Tax
ZIP 37909
0.74%
Effective rate
Tennessee Avg
0.55%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Tennessee
Higher than 89% of ZIP codes in Tennessee(89th percentile, 580 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 37909
Property owners in ZIP code 37909 (Knoxville, Tennessee) pay a median of $2,031/year in property taxes on homes valued at $273,900. This translates to an effective tax rate of 0.74%, which is 35% above the Tennessee state average of 0.55%.
The monthly property tax burden for a median-valued home in 37909 is approximately $169, which factors into escrow payments on mortgages. This ZIP code is located within Knox County. This is $825 more than the Tennessee average of $1,206/year.
Compared to similar ZIP codes in Tennessee, 37909 has higher property taxes. ZIP codes with similar effective rates include 38012 (0.74%) and 37203 (0.74%).
In Knoxville, property taxes represent approximately 3.3% of the median household income of $61,365, providing context for the relative tax burden on homeowners in this area.
Tennessee assesses property at 25% of market value with no state-mandated cap on annual increases, so Knox County will reassess your home at the purchase price and adjust it annually based on market conditions. Knox County provides a Homestead Exemption for seniors 65+ and disabled property owners that reduces the taxable assessed value portion — submit your application to the Knox County Assessor with birth certificate or disability certification. Contact the Knox County Assessor within 30 days of closing to request an assessment review and file your Homestead Exemption claim to reduce your tax liability.
Frequently Asked Questions
What is the property tax rate in ZIP code 37909?
How much are property taxes in Knoxville, TN (37909)?
How does ZIP 37909 compare to the Tennessee average?
What is the median home value in ZIP 37909?
What county is ZIP code 37909 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$181. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 37909 is part of Knox County, Tennessee. View the full county profile for broader context and more data.
View Knox County on TaxByCounty →Explore Knoxville, TN
View all 18 ZIP codes in Knoxville with property tax comparisons.
View Knoxville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 37909
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
37932
Knoxville, TN
0.37 percentage points lower than ZIP 37909.
Rate
0.38%
Tax
$1,619
Quality
101
37931
Knoxville, TN
0.34 percentage points lower than ZIP 37909.
Rate
0.40%
Tax
$1,268
Quality
101
37938
Knoxville, TN
0.34 percentage points lower than ZIP 37909.
Rate
0.40%
Tax
$1,154
Quality
101
37922
Knoxville, TN
0.34 percentage points lower than ZIP 37909.
Rate
0.40%
Tax
$1,889
Quality
101
37934
Knoxville, TN
0.33 percentage points lower than ZIP 37909.
Rate
0.41%
Tax
$1,954
Quality
101
37924
Knoxville, TN
0.33 percentage points lower than ZIP 37909.
Rate
0.41%
Tax
$897
Quality
101
37923
Knoxville, TN
0.32 percentage points lower than ZIP 37909.
Rate
0.43%
Tax
$1,247
Quality
101
37920
Knoxville, TN
0.24 percentage points lower than ZIP 37909.
Rate
0.50%
Tax
$1,159
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.