37310 Property Tax Rate

Property owners in ZIP code 37310 (Charleston, Tennessee) pay a median of $902/year in property taxes on homes valued at $223,000. This translates to an effective tax rate of 0.40%, which is 26% below the Tennessee state average of 0.55%.

The monthly property tax burden for a median-valued home in 37310 is approximately $75, which factors into escrow payments on mortgages. This ZIP code is located within Bradley County. This is $304 less than the Tennessee average of $1,206/year.

Compared to similar ZIP codes in Tennessee, 37310 has higher property taxes. ZIP codes with similar effective rates include 37023 (0.40%) and 38328 (0.40%).

In Charleston, property taxes represent approximately 1.2% of the median household income of $76,401, providing context for the relative tax burden on homeowners in this area.

Tennessee has no statewide property tax cap; Bradley County assessments are set by the county assessor and can rise annually. Senior homeowners (65+) and disabled individuals should file for the Homestead Exemption with the Bradley County Assessor to reduce taxable value and lower annual tax liability. After closing, obtain your Notice of Assessment from the Bradley County Assessor and file an appeal within 30 days if the assessed value exceeds fair market value.