37311 Property Tax Rate
Cleveland, Tennessee · Part of Bradley County
Effective Tax Rate
0.54%
7.9% below state avgMedian Annual Tax
$1,111
$93/mo escrow
Estimate Your Tax
Annual Tax
$1,111
Monthly
$93
Eff. Rate
0.54%
Buyer decision brief
What ZIP 37311 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$93/mo
Based on median annual tax paid
State context
0.01 percentage points below the Tennessee average
Tennessee average: 0.55%
Data confidence
High confidenceThe Census margin of error is $110, about 10% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Bradley County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 37311 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$110 tax MOE, 10% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Bradley County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 37311
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $205,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.54%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Tennessee and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $93 per month before insurance, HOA dues, or special assessments.
Assessor verification
Bradley County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 37311 Compares
Median Annual Property Tax
ZIP 37311
0.54%
Effective rate
Tennessee Avg
0.55%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Tennessee
Higher than 61% of ZIP codes in Tennessee(61th percentile, 580 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 37311
Property owners in ZIP code 37311 (Cleveland, Tennessee) pay a median of $1,111/year in property taxes on homes valued at $205,800. This translates to an effective tax rate of 0.54%, which is near the Tennessee state average of 0.55%.
The monthly property tax burden for a median-valued home in 37311 is approximately $93, which factors into escrow payments on mortgages. This ZIP code is located within Bradley County.
Compared to similar ZIP codes in Tennessee, 37311 has higher property taxes. ZIP codes with similar effective rates include 37055 (0.54%) and 37208 (0.54%).
In Cleveland, property taxes represent approximately 2.4% of the median household income of $46,827, providing context for the relative tax burden on homeowners in this area.
Tennessee has no statewide property tax cap; Bradley County assessments are set by the county assessor and can rise annually. Senior homeowners (65+) and disabled individuals should file for the Homestead Exemption with the Bradley County Assessor to reduce taxable value and lower annual tax liability. After closing, obtain your Notice of Assessment from the Bradley County Assessor and file an appeal within 30 days if the assessed value exceeds fair market value.
Frequently Asked Questions
What is the property tax rate in ZIP code 37311?
How much are property taxes in Cleveland, TN (37311)?
How does ZIP 37311 compare to the Tennessee average?
What is the median home value in ZIP 37311?
What county is ZIP code 37311 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$110. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 37311 is part of Bradley County, Tennessee. View the full county profile for broader context and more data.
View Bradley County on TaxByCounty →Explore Cleveland, TN
View all 3 ZIP codes in Cleveland with property tax comparisons.
View Cleveland Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 37311
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
37323
Cleveland, TN
0.08 percentage points lower than ZIP 37311.
Rate
0.46%
Tax
$983
Quality
96
37312
Cleveland, TN
0.02 percentage points lower than ZIP 37311.
Rate
0.52%
Tax
$1,399
Quality
96
37310
Charleston, TN
0.14 percentage points lower than ZIP 37311.
Rate
0.40%
Tax
$902
Quality
84
37353
Mc Donald, TN
0.09 percentage points lower than ZIP 37311.
Rate
0.45%
Tax
$1,000
Quality
84
37215
Nashville, TN
$753,300 higher median home value than ZIP 37311.
Rate
0.63%
Tax
$6,054
Quality
94
37212
Nashville, TN
$722,700 higher median home value than ZIP 37311.
Rate
0.70%
Tax
$6,472
Quality
94
37205
Nashville, TN
$684,200 higher median home value than ZIP 37311.
Rate
0.63%
Tax
$5,643
Quality
94
37027
Brentwood, TN
0.08 percentage points lower than ZIP 37311.
Rate
0.46%
Tax
$3,922
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.