35905 Property Tax Rate
Gadsden, Alabama · Part of Etowah County
Effective Tax Rate
0.35%
9.1% above state avgMedian Annual Tax
$660
$55/mo escrow
Estimate Your Tax
Annual Tax
$660
Monthly
$55
Eff. Rate
0.35%
Buyer decision brief
What ZIP 35905 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$55/mo
Based on median annual tax paid
State context
0.02 percentage points below the Alabama average
Alabama average: 0.37%
Data confidence
Moderate confidenceThe Census margin of error is $102, about 15% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Etowah County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 35905 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$102 tax MOE, 15% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Etowah County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 35905
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $188,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.35%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $55 per month before insurance, HOA dues, or special assessments.
Assessor verification
Etowah County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 35905 Compares
Median Annual Property Tax
ZIP 35905
0.35%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Higher than 54% of ZIP codes in Alabama(54th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 35905
Property owners in ZIP code 35905 (Gadsden, Alabama) pay a median of $660/year in property taxes on homes valued at $188,600. This translates to an effective tax rate of 0.35%, which is 5% below the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 35905 is approximately $55, which factors into escrow payments on mortgages. This ZIP code is located within Etowah County.
Compared to similar ZIP codes in Alabama, 35905 has lower property taxes. ZIP codes with similar effective rates include 35171 (0.35%) and 35481 (0.35%).
In Gadsden, property taxes represent approximately 1.0% of the median household income of $65,505, providing context for the relative tax burden on homeowners in this area.
Alabama has no statewide property tax cap; Etowah County reassesses at market value upon sale, and your tax liability reflects the new valuation with annual adjustments determined locally. The Homestead Exemption ($5,000 for homeowners 65+ earning under $12,500) is available through the Etowah County Assessor — apply by December 31 to reduce your assessed value. File your homestead exemption application with the Etowah County Assessor's office within 60 days of purchase to ensure the exemption is applied to your tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 35905?
How much are property taxes in Gadsden, AL (35905)?
How does ZIP 35905 compare to the Alabama average?
What is the median home value in ZIP 35905?
What county is ZIP code 35905 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$102. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 35905 is part of Etowah County, Alabama. View the full county profile for broader context and more data.
View Etowah County on TaxByCounty →Explore Gadsden, AL
View all 5 ZIP codes in Gadsden with property tax comparisons.
View Gadsden Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 35905
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
35956
Boaz, AL
0.05 percentage points lower than ZIP 35905.
Rate
0.30%
Tax
$508
Quality
96
35952
Altoona, AL
0.03 percentage points lower than ZIP 35905.
Rate
0.32%
Tax
$390
Quality
84
35954
Attalla, AL
0.02 percentage points lower than ZIP 35905.
Rate
0.33%
Tax
$427
Quality
84
35906
Rainbow City, AL
0.01 percentage points lower than ZIP 35905.
Rate
0.34%
Tax
$670
Quality
84
35213
Birmingham, AL
$564,800 higher median home value than ZIP 35905.
Rate
0.77%
Tax
$5,785
Quality
94
35223
Birmingham, AL
$555,800 higher median home value than ZIP 35905.
Rate
0.87%
Tax
$6,445
Quality
94
36052
Mathews, AL
0.12 percentage points lower than ZIP 35905.
Rate
0.23%
Tax
$1,250
Quality
82
36561
Orange Beach, AL
0.06 percentage points lower than ZIP 35905.
Rate
0.29%
Tax
$1,524
Quality
79
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.