35966 Property Tax Rate
Flat Rock, Alabama · Part of Jackson County
Effective Tax Rate
0.25%
40% below state avgMedian Annual Tax
$363
$30/mo escrow
Estimate Your Tax
Annual Tax
$363
Monthly
$30
Eff. Rate
0.25%
Buyer decision brief
What ZIP 35966 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$30/mo
Based on median annual tax paid
State context
0.12 percentage points below the Alabama average
Alabama average: 0.37%
Data confidence
Moderate confidenceThe Census margin of error is $60, about 17% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Jackson County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 35966 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$60 tax MOE, 17% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Jackson County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 35966
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $145,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.25%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $30 per month before insurance, HOA dues, or special assessments.
Assessor verification
Jackson County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 35966 Compares
Median Annual Property Tax
ZIP 35966
0.25%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Lower than 84% of ZIP codes in Alabama(16th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 35966
Property owners in ZIP code 35966 (Flat Rock, Alabama) pay a median of $363/year in property taxes on homes valued at $145,000. This translates to an effective tax rate of 0.25%, which is 32% below the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 35966 is approximately $30, which factors into escrow payments on mortgages. This ZIP code is located within Jackson County. This is $242 less than the Alabama average of $605/year.
Compared to similar ZIP codes in Alabama, 35966 has higher property taxes. ZIP codes with similar effective rates include 36576 (0.25%) and 36530 (0.25%).
In Flat Rock, property taxes represent approximately 0.8% of the median household income of $44,492, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 35966, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Jackson County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 35966?
How much are property taxes in Flat Rock, AL (35966)?
How does ZIP 35966 compare to the Alabama average?
What is the median home value in ZIP 35966?
What county is ZIP code 35966 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$60. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 35966 is part of Jackson County, Alabama. View the full county profile for broader context and more data.
View Jackson County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 35966
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
35751
Hollytree, AL
0.06 percentage points lower than ZIP 35966.
Rate
0.19%
Tax
$440
Quality
67
35774
Trenton, AL
0.04 percentage points lower than ZIP 35966.
Rate
0.21%
Tax
$199
Quality
70
35958
Bryant, AL
0.02 percentage points lower than ZIP 35966.
Rate
0.23%
Tax
$324
Quality
82
35213
Birmingham, AL
$608,400 higher median home value than ZIP 35966.
Rate
0.77%
Tax
$5,785
Quality
94
35223
Birmingham, AL
$599,400 higher median home value than ZIP 35966.
Rate
0.87%
Tax
$6,445
Quality
94
36052
Mathews, AL
0.02 percentage points lower than ZIP 35966.
Rate
0.23%
Tax
$1,250
Quality
82
36561
Orange Beach, AL
$384,100 higher median home value than ZIP 35966.
Rate
0.29%
Tax
$1,524
Quality
79
35243
Birmingham, AL
$339,400 higher median home value than ZIP 35966.
Rate
0.78%
Tax
$3,765
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.