36420 Property Tax Rate
Andalusia, Alabama · Part of Covington County
Effective Tax Rate
0.24%
35.2% below state avgMedian Annual Tax
$392
$33/mo escrow
Estimate Your Tax
Annual Tax
$392
Monthly
$33
Eff. Rate
0.24%
Buyer decision brief
What ZIP 36420 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$33/mo
Based on median annual tax paid
State context
0.13 percentage points below the Alabama average
Alabama average: 0.37%
Data confidence
High confidenceThe Census margin of error is $50, about 13% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Covington County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 36420 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$50 tax MOE, 13% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Covington County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 36420
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $163,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.24%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Alabama and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $33 per month before insurance, HOA dues, or special assessments.
Assessor verification
Covington County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 36420 Compares
Median Annual Property Tax
ZIP 36420
0.24%
Effective rate
Alabama Avg
0.37%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Alabama
Lower than 88% of ZIP codes in Alabama(12th percentile, 551 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 36420
Property owners in ZIP code 36420 (Andalusia, Alabama) pay a median of $392/year in property taxes on homes valued at $163,900. This translates to an effective tax rate of 0.24%, which is 35% below the Alabama state average of 0.37%.
The monthly property tax burden for a median-valued home in 36420 is approximately $33, which factors into escrow payments on mortgages. This ZIP code is located within Covington County. This is $213 less than the Alabama average of $605/year.
Compared to similar ZIP codes in Alabama, 36420 has higher property taxes. ZIP codes with similar effective rates include 35053 (0.24%) and 35553 (0.24%).
In Andalusia, property taxes represent approximately 0.8% of the median household income of $50,126, providing context for the relative tax burden on homeowners in this area.
Alabama has no statewide property tax cap; Covington County reassesses at market value upon sale, and owners pay based on the new valuation with annual adjustments set locally. Homeowners 65 and older with annual income below $12,500 qualify for a $5,000 Homestead Exemption — apply to the Covington County Assessor by December 31. File your homestead exemption with the Covington County Assessor's office before year-end to reduce your assessed value on the first tax notice.
Frequently Asked Questions
What is the property tax rate in ZIP code 36420?
How much are property taxes in Andalusia, AL (36420)?
How does ZIP 36420 compare to the Alabama average?
What is the median home value in ZIP 36420?
What county is ZIP code 36420 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$50. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 36420 is part of Covington County, Alabama. View the full county profile for broader context and more data.
View Covington County on TaxByCounty →Explore Andalusia, AL
View all 2 ZIP codes in Andalusia with property tax comparisons.
View Andalusia Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 36420
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
36483
Wing, AL
0.07 percentage points lower than ZIP 36420.
Rate
0.17%
Tax
$242
Quality
84
36038
Gantt, AL
0.06 percentage points lower than ZIP 36420.
Rate
0.18%
Tax
$239
Quality
86
36474
Red Level, AL
0.05 percentage points lower than ZIP 36420.
Rate
0.19%
Tax
$199
Quality
77
35213
Birmingham, AL
$589,500 higher median home value than ZIP 36420.
Rate
0.77%
Tax
$5,785
Quality
94
35223
Birmingham, AL
$580,500 higher median home value than ZIP 36420.
Rate
0.87%
Tax
$6,445
Quality
94
36052
Mathews, AL
0.01 percentage points lower than ZIP 36420.
Rate
0.23%
Tax
$1,250
Quality
82
36561
Orange Beach, AL
$365,200 higher median home value than ZIP 36420.
Rate
0.29%
Tax
$1,524
Quality
79
35243
Birmingham, AL
$320,500 higher median home value than ZIP 36420.
Rate
0.78%
Tax
$3,765
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.