36420 Property Tax Rate

Property owners in ZIP code 36420 (Andalusia, Alabama) pay a median of $392/year in property taxes on homes valued at $163,900. This translates to an effective tax rate of 0.24%, which is 35% below the Alabama state average of 0.37%.

The monthly property tax burden for a median-valued home in 36420 is approximately $33, which factors into escrow payments on mortgages. This ZIP code is located within Covington County. This is $213 less than the Alabama average of $605/year.

Compared to similar ZIP codes in Alabama, 36420 has higher property taxes. ZIP codes with similar effective rates include 35053 (0.24%) and 35553 (0.24%).

In Andalusia, property taxes represent approximately 0.8% of the median household income of $50,126, providing context for the relative tax burden on homeowners in this area.

Alabama has no statewide property tax cap; Covington County reassesses at market value upon sale, and owners pay based on the new valuation with annual adjustments set locally. Homeowners 65 and older with annual income below $12,500 qualify for a $5,000 Homestead Exemption — apply to the Covington County Assessor by December 31. File your homestead exemption with the Covington County Assessor's office before year-end to reduce your assessed value on the first tax notice.