72522 Property Tax Rate
Charlotte, Arkansas · Part of Independence County
Effective Tax Rate
1.33%
49.7% below state avgMedian Annual Tax
$370
$31/mo escrow
Estimate Your Tax
Annual Tax
$370
Monthly
$31
Eff. Rate
1.33%
Buyer decision brief
What ZIP 72522 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$31/mo
Based on median annual tax paid
State context
0.75 percentage points above the Arkansas average
Arkansas average: 0.58%
Data confidence
Moderate confidenceThe Census margin of error is $62, about 17% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Independence County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 72522 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$62 tax MOE, 17% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Independence County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 72522
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $27,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.33%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Arkansas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $31 per month before insurance, HOA dues, or special assessments.
Assessor verification
Independence County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 72522 Compares
Median Annual Property Tax
ZIP 72522
1.33%
Effective rate
Arkansas Avg
0.58%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Arkansas
Higher than 99% of ZIP codes in Arkansas(99th percentile, 488 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 72522
Property owners in ZIP code 72522 (Charlotte, Arkansas) pay a median of $370/year in property taxes on homes valued at $27,800. This translates to an effective tax rate of 1.33%, which is 131% above the Arkansas state average of 0.58%.
The monthly property tax burden for a median-valued home in 72522 is approximately $31, which factors into escrow payments on mortgages. This ZIP code is located within Independence County. This is $365 less than the Arkansas average of $735/year.
Compared to similar ZIP codes in Arkansas, 72522 has higher property taxes. ZIP codes with similar effective rates include 71834 (1.29%) and 71674 (1.28%).
In Charlotte, property taxes represent approximately 1.1% of the median household income of $34,730, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 72522, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Independence County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 72522?
How much are property taxes in Charlotte, AR (72522)?
How does ZIP 72522 compare to the Arkansas average?
What is the median home value in ZIP 72522?
What county is ZIP code 72522 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$62. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 72522 is part of Independence County, Arkansas. View the full county profile for broader context and more data.
View Independence County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 72522
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
72524
Cord, AR
0.99 percentage points lower than ZIP 72522.
Rate
0.34%
Tax
$1,071
Quality
69
72564
Oil Trough, AR
0.81 percentage points lower than ZIP 72522.
Rate
0.52%
Tax
$519
Quality
84
72501
Batesville, AR
0.79 percentage points lower than ZIP 72522.
Rate
0.54%
Tax
$700
Quality
84
72568
Pleasant Plains, AR
0.74 percentage points lower than ZIP 72522.
Rate
0.59%
Tax
$685
Quality
79
72562
Newark, AR
0.71 percentage points lower than ZIP 72522.
Rate
0.62%
Tax
$631
Quality
84
72534
Floral, AR
0.54 percentage points lower than ZIP 72522.
Rate
0.79%
Tax
$450
Quality
79
72223
Little Rock, AR
0.42 percentage points lower than ZIP 72522.
Rate
0.91%
Tax
$3,955
Quality
94
72718
Cave Springs, AR
0.67 percentage points lower than ZIP 72522.
Rate
0.66%
Tax
$2,700
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.