91945 Property Tax Rate

Property owners in ZIP code 91945 (Lemon Grove, California) pay a median of $4,693/year in property taxes on homes valued at $640,500. This translates to an effective tax rate of 0.73%, which is 5% above the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 91945 is approximately $391, which factors into escrow payments on mortgages. This ZIP code is located within San Diego County. This is $207 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 91945 has lower property taxes. ZIP codes with similar effective rates include 95838 (0.73%) and 91765 (0.73%).

In Lemon Grove, property taxes represent approximately 5.9% of the median household income of $79,381, providing context for the relative tax burden on homeowners in this area.

Proposition 13 reassesses your San Diego County property to purchase price at closing and caps future increases at 2% annually, meaning your tax bill is directly tied to what you paid. San Diego County provides a $7,000 Homeowners' Exemption — file with the San Diego County Assessor within 30 days of closing to claim it. Contact the San Diego County Assessor's office to submit your exemption application and request confirmation of your base year value.