92107 Property Tax Rate
San Diego, California · Part of San Diego County
Effective Tax Rate
0.59%
45.9% above state avgMedian Annual Tax
$7,151
$596/mo escrow
Estimate Your Tax
Annual Tax
$7,151
Monthly
$596
Eff. Rate
0.59%
Buyer decision brief
What ZIP 92107 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$596/mo
Based on median annual tax paid
State context
0.11 percentage points below the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $773, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with San Diego County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 92107 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$773 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
San Diego County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 92107
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $1,218,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.59%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on California and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $596 per month before insurance, HOA dues, or special assessments.
Assessor verification
San Diego County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 92107 Compares
Median Annual Property Tax
ZIP 92107
0.59%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Lower than 77% of ZIP codes in California(23th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 92107
Property owners in ZIP code 92107 (San Diego, California) pay a median of $7,151/year in property taxes on homes valued at $1,218,200. This translates to an effective tax rate of 0.59%, which is 16% below the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 92107 is approximately $596, which factors into escrow payments on mortgages. This ZIP code is located within San Diego County. This is $2,251 more than the California average of $4,900/year.
Compared to similar ZIP codes in California, 92107 has higher property taxes. ZIP codes with similar effective rates include 91008 (0.59%) and 90041 (0.59%).
In San Diego, property taxes represent approximately 6.7% of the median household income of $107,262, providing context for the relative tax burden on homeowners in this area.
Proposition 13 reassesses your San Diego County property to purchase price at closing and caps future increases at 2% annually, meaning your tax bill is directly tied to what you paid. San Diego County provides a $7,000 Homeowners' Exemption — file with the San Diego County Assessor within 30 days of closing to claim it. Contact the San Diego County Assessor's office to submit your exemption application and request confirmation of your base year value.
Frequently Asked Questions
What is the property tax rate in ZIP code 92107?
How much are property taxes in San Diego, CA (92107)?
How does ZIP 92107 compare to the California average?
What is the median home value in ZIP 92107?
What county is ZIP code 92107 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$773. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 92107 is part of San Diego County, California. View the full county profile for broader context and more data.
View San Diego County on TaxByCounty →Explore San Diego, CA
View all 30 ZIP codes in San Diego with property tax comparisons.
View San Diego Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 92107
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
92102
San Diego, CA
0.13 percentage points lower than ZIP 92107.
Rate
0.45%
Tax
$2,931
Quality
96
92105
San Diego, CA
0.10 percentage points lower than ZIP 92107.
Rate
0.49%
Tax
$2,890
Quality
101
92117
San Diego, CA
0.10 percentage points lower than ZIP 92107.
Rate
0.49%
Tax
$4,491
Quality
101
92113
San Diego, CA
0.09 percentage points lower than ZIP 92107.
Rate
0.50%
Tax
$2,778
Quality
101
92114
San Diego, CA
0.07 percentage points lower than ZIP 92107.
Rate
0.52%
Tax
$3,152
Quality
101
92111
San Diego, CA
0.06 percentage points lower than ZIP 92107.
Rate
0.53%
Tax
$4,005
Quality
101
92104
San Diego, CA
0.04 percentage points lower than ZIP 92107.
Rate
0.55%
Tax
$4,700
Quality
101
92139
San Diego, CA
0.01 percentage points lower than ZIP 92107.
Rate
0.57%
Tax
$3,441
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.