92678 Property Tax Rate
Trabuco Canyon, California · Part of Orange County
Effective Tax Rate
0.46%
8.2% below state avgMedian Annual Tax
$4,500
$375/mo escrow
Estimate Your Tax
Annual Tax
$4,500
Monthly
$375
Eff. Rate
0.46%
Buyer decision brief
What ZIP 92678 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$375/mo
Based on median annual tax paid
State context
0.24 percentage points below the California average
California average: 0.69%
Data confidence
Moderate confidenceThe Census margin of error is $1,092, about 24% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Orange County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 92678 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$1,092 tax MOE, 24% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Orange County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 92678
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $988,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.46%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on California and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $375 per month before insurance, HOA dues, or special assessments.
Assessor verification
Orange County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 92678 Compares
Median Annual Property Tax
ZIP 92678
0.46%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Lower than 96% of ZIP codes in California(4th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 92678
Property owners in ZIP code 92678 (Trabuco Canyon, California) pay a median of $4,500/year in property taxes on homes valued at $988,600. This translates to an effective tax rate of 0.46%, which is 34% below the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 92678 is approximately $375, which factors into escrow payments on mortgages. This ZIP code is located within Orange County. This is $400 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 92678 has higher property taxes. ZIP codes with similar effective rates include 92102 (0.45%) and 92663 (0.45%).
In Trabuco Canyon, property taxes represent approximately 3.9% of the median household income of $115,250, providing context for the relative tax burden on homeowners in this area.
Proposition 13 requires Orange County to reassess your property at the purchase price when you buy, resetting the tax base, after which it grows only 2% annually until the next sale. Orange County's Homeowners' Exemption reduces assessed value by $7,000 — file with the Orange County Assessor within 30 days of purchase. Contact the Orange County Assessor's office or visit their website to submit your exemption claim and confirm your base year value is correctly recorded.
Frequently Asked Questions
What is the property tax rate in ZIP code 92678?
How much are property taxes in Trabuco Canyon, CA (92678)?
How does ZIP 92678 compare to the California average?
What is the median home value in ZIP 92678?
What county is ZIP code 92678 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$1,092. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 92678 is part of Orange County, California. View the full county profile for broader context and more data.
View Orange County on TaxByCounty →Explore Trabuco Canyon, CA
View all 2 ZIP codes in Trabuco Canyon with property tax comparisons.
View Trabuco Canyon Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 92678
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
90743
Surfside, CA
0.03 percentage points lower than ZIP 92678.
Rate
0.42%
Tax
$8,466
Quality
82
92662
Newport Beach, CA
0.02 percentage points lower than ZIP 92678.
Rate
0.44%
Tax
$8,750
Quality
85
92663
Newport Beach, CA
0.00 percentage points lower than ZIP 92678.
Rate
0.45%
Tax
$9,063
Quality
91
90049
Los Angeles, CA
$1,011,401 higher median home value than ZIP 92678.
Rate
0.50%
Tax
$10,001
Quality
82
90077
Los Angeles, CA
$1,011,401 higher median home value than ZIP 92678.
Rate
0.50%
Tax
$10,001
Quality
82
90210
Beverly Hills, CA
$1,011,401 higher median home value than ZIP 92678.
Rate
0.50%
Tax
$10,001
Quality
77
90211
Beverly Hills, CA
$1,011,401 higher median home value than ZIP 92678.
Rate
0.50%
Tax
$10,001
Quality
77
90212
Beverly Hills, CA
$1,011,401 higher median home value than ZIP 92678.
Rate
0.50%
Tax
$10,001
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.