93401 Property Tax Rate
San Luis Obispo, California · Part of San Luis Obispo County
Effective Tax Rate
0.66%
26.9% above state avgMedian Annual Tax
$6,216
$518/mo escrow
Estimate Your Tax
Annual Tax
$6,216
Monthly
$518
Eff. Rate
0.66%
How ZIP 93401 Compares
Median Annual Property Tax
ZIP 93401
0.66%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Lower than 56% of ZIP codes in California(44th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 93401
Property owners in ZIP code 93401 (San Luis Obispo, California) pay a median of $6,216/year in property taxes on homes valued at $943,500. This translates to an effective tax rate of 0.66%, which is 5% below the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 93401 is approximately $518, which factors into escrow payments on mortgages. This ZIP code is located within San Luis Obispo County. This is $1,316 more than the California average of $4,900/year.
Compared to similar ZIP codes in California, 93401 has lower property taxes. ZIP codes with similar effective rates include 92011 (0.66%) and 94521 (0.66%).
In San Luis Obispo, property taxes represent approximately 6.5% of the median household income of $95,386, providing context for the relative tax burden on homeowners in this area.
Proposition 13 reassesses your San Luis Obispo County property to purchase price at closing and caps annual increases at 2%, fixing your tax liability to the sale price. San Luis Obispo County provides a $7,000 Homeowners' Exemption — file with the San Luis Obispo County Assessor within 30 days of closing. Contact the San Luis Obispo County Assessor's office to claim your exemption and verify your base year value is correctly recorded.
Buyer decision brief
What ZIP 93401 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$518/mo
Based on median annual tax paid
State context
0.04 percentage points below the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $341, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with San Luis Obispo County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 93401?
How much are property taxes in San Luis Obispo, CA (93401)?
How does ZIP 93401 compare to the California average?
What is the median home value in ZIP 93401?
What county is ZIP code 93401 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$341. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 93401 is part of San Luis Obispo County, California. View the full county profile for broader context and more data.
View San Luis Obispo County on TaxByCounty →Explore San Luis Obispo, CA
View all 2 ZIP codes in San Luis Obispo with property tax comparisons.
View San Luis Obispo Property Tax Rates →Similar ZIP Codes in California
92011
+0.00%Carlsbad
0.66%
$7,830/yr
94521
-0.00%Concord
0.66%
$5,422/yr
90001
+0.00%Los Angeles
0.66%
$3,383/yr
90242
+0.00%Downey
0.66%
$4,457/yr
94708
+0.00%Berkeley
0.66%
$10,001/yr
90604
-0.00%Whittier
0.66%
$4,506/yr
92311
-0.00%Barstow
0.66%
$1,432/yr
91740
+0.00%Glendora
0.66%
$4,628/yr
91724
-0.00%Covina
0.66%
$4,757/yr
92869
-0.00%Orange
0.66%
$6,156/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.