95045 Property Tax Rate

Property owners in ZIP code 95045 (San Juan Bautista, California) pay a median of $6,213/year in property taxes on homes valued at $835,500. This translates to an effective tax rate of 0.74%, which is 7% above the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95045 is approximately $518, which factors into escrow payments on mortgages. This ZIP code is located within San Benito County. This is $1,313 more than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95045 has higher property taxes. ZIP codes with similar effective rates include 95758 (0.74%) and 91789 (0.74%).

In San Juan Bautista, property taxes represent approximately 5.8% of the median household income of $106,377, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your home reassesses to the purchase price at sale, with property taxes capped at 1% and limited to 2% annual growth until resale. San Benito County offers a Homeowners' Exemption reducing assessed value by $7,000—file with the San Benito County Assessor within 30 days of taking title to ensure this exemption applies to your first tax bill. Contact the San Benito County Assessor to request your Preliminary Assessment Notice, verify the base year value, and note the 60-day deadline to file an appeal if the assessment is incorrect.