95206 Property Tax Rate
Stockton, California · Part of San Joaquin County
Effective Tax Rate
0.78%
37.9% below state avgMedian Annual Tax
$3,044
$254/mo escrow
Estimate Your Tax
Annual Tax
$3,044
Monthly
$254
Eff. Rate
0.78%
Buyer decision brief
What ZIP 95206 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$254/mo
Based on median annual tax paid
State context
0.09 percentage points above the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $187, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with San Joaquin County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 95206 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$187 tax MOE, 6% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
San Joaquin County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 95206
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $388,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.78%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on California and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $254 per month before insurance, HOA dues, or special assessments.
Assessor verification
San Joaquin County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 95206 Compares
Median Annual Property Tax
ZIP 95206
0.78%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Higher than 78% of ZIP codes in California(78th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95206
Property owners in ZIP code 95206 (Stockton, California) pay a median of $3,044/year in property taxes on homes valued at $388,500. This translates to an effective tax rate of 0.78%, which is 13% above the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95206 is approximately $254, which factors into escrow payments on mortgages. This ZIP code is located within San Joaquin County. This is $1,856 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95206 has lower property taxes. ZIP codes with similar effective rates include 94603 (0.78%) and 93727 (0.78%).
In Stockton, property taxes represent approximately 3.8% of the median household income of $79,751, providing context for the relative tax burden on homeowners in this area.
Under California's Proposition 13, your purchase price becomes your assessed value at closing, with taxes capped at 1% and limited to 2% annual increases until the next sale. San Joaquin County provides a Homeowners' Exemption reducing assessed value by $7,000—file your application with the San Joaquin County Assessor within 30 days of purchase to apply this exemption to your tax bill. Request your Preliminary Assessment Notice from the San Joaquin County Assessor after closing to confirm your base year value and exemption status, and file any protest within 60 days.
Frequently Asked Questions
What is the property tax rate in ZIP code 95206?
How much are property taxes in Stockton, CA (95206)?
How does ZIP 95206 compare to the California average?
What is the median home value in ZIP 95206?
What county is ZIP code 95206 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$187. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95206 is part of San Joaquin County, California. View the full county profile for broader context and more data.
View San Joaquin County on TaxByCounty →Explore Stockton, CA
View all 11 ZIP codes in Stockton with property tax comparisons.
View Stockton Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 95206
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
95205
Stockton, CA
0.29 percentage points lower than ZIP 95206.
Rate
0.49%
Tax
$1,417
Quality
101
95210
Stockton, CA
0.16 percentage points lower than ZIP 95206.
Rate
0.62%
Tax
$2,094
Quality
101
95215
Stockton, CA
0.13 percentage points lower than ZIP 95206.
Rate
0.65%
Tax
$2,460
Quality
96
95203
Stockton, CA
0.11 percentage points lower than ZIP 95206.
Rate
0.68%
Tax
$2,367
Quality
101
95207
Stockton, CA
0.10 percentage points lower than ZIP 95206.
Rate
0.69%
Tax
$2,809
Quality
101
95204
Stockton, CA
0.06 percentage points lower than ZIP 95206.
Rate
0.72%
Tax
$2,597
Quality
101
95202
Stockton, CA
0.05 percentage points lower than ZIP 95206.
Rate
0.73%
Tax
$2,354
Quality
96
95209
Stockton, CA
0.05 percentage points lower than ZIP 95206.
Rate
0.74%
Tax
$3,428
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.