95320 Property Tax Rate

Property owners in ZIP code 95320 (Escalon, California) pay a median of $3,564/year in property taxes on homes valued at $490,100. This translates to an effective tax rate of 0.73%, which is 5% above the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95320 is approximately $297, which factors into escrow payments on mortgages. This ZIP code is located within San Joaquin County. This is $1,336 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95320 has higher property taxes. ZIP codes with similar effective rates include 94552 (0.73%) and 96003 (0.73%).

In Escalon, property taxes represent approximately 4.1% of the median household income of $86,612, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your purchase price becomes your assessed value at closing, with taxes capped at 1% and limited to 2% annual increases until the next sale. San Joaquin County provides a Homeowners' Exemption reducing assessed value by $7,000—file your application with the San Joaquin County Assessor within 30 days of purchase to apply this exemption to your tax bill. Request your Preliminary Assessment Notice from the San Joaquin County Assessor after closing to confirm your base year value and exemption status, and file any protest within 60 days.