95354 Property Tax Rate
Modesto, California · Part of Stanislaus County
Effective Tax Rate
0.65%
52% below state avgMedian Annual Tax
$2,352
$196/mo escrow
Estimate Your Tax
Annual Tax
$2,352
Monthly
$196
Eff. Rate
0.65%
How ZIP 95354 Compares
Median Annual Property Tax
ZIP 95354
0.65%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Lower than 59% of ZIP codes in California(41th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95354
Property owners in ZIP code 95354 (Modesto, California) pay a median of $2,352/year in property taxes on homes valued at $360,300. This translates to an effective tax rate of 0.65%, which is 6% below the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95354 is approximately $196, which factors into escrow payments on mortgages. This ZIP code is located within Stanislaus County. This is $2,548 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95354 has lower property taxes. ZIP codes with similar effective rates include 92372 (0.65%) and 93207 (0.65%).
In Modesto, property taxes represent approximately 3.6% of the median household income of $65,643, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 95354, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Stanislaus County's tax assessor directly.
Buyer decision brief
What ZIP 95354 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$196/mo
Based on median annual tax paid
State context
0.04 percentage points below the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $140, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Stanislaus County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 95354?
How much are property taxes in Modesto, CA (95354)?
How does ZIP 95354 compare to the California average?
What is the median home value in ZIP 95354?
What county is ZIP code 95354 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$140. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95354 is part of Stanislaus County, California. View the full county profile for broader context and more data.
View Stanislaus County on TaxByCounty →Explore Modesto, CA
View all 7 ZIP codes in Modesto with property tax comparisons.
View Modesto Property Tax Rates →Similar ZIP Codes in California
92372
+0.00%Pinon Hills
0.65%
$2,734/yr
93207
+0.00%California Hot Springs
0.65%
$1,694/yr
94019
+0.00%Half Moon Bay
0.65%
$9,855/yr
94509
+0.00%Antioch
0.65%
$3,692/yr
91737
+0.00%Rancho Cucamonga
0.65%
$5,514/yr
90807
+0.00%Long Beach
0.65%
$5,441/yr
93030
-0.00%Oxnard
0.65%
$4,170/yr
95401
-0.00%Santa Rosa
0.65%
$4,099/yr
90631
+0.00%La Habra
0.65%
$4,956/yr
92020
-0.00%El Cajon
0.65%
$4,833/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.