95432 Property Tax Rate
Elk, California · Part of Mendocino County
Effective Tax Rate
0.76%
12.8% above state avgMedian Annual Tax
$5,526
$461/mo escrow
Estimate Your Tax
Annual Tax
$5,526
Monthly
$461
Eff. Rate
0.76%
How ZIP 95432 Compares
Median Annual Property Tax
ZIP 95432
0.76%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Higher than 74% of ZIP codes in California(74th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95432
Property owners in ZIP code 95432 (Elk, California) pay a median of $5,526/year in property taxes on homes valued at $728,100. This translates to an effective tax rate of 0.76%, which is 9% above the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95432 is approximately $461, which factors into escrow payments on mortgages. This ZIP code is located within Mendocino County. This is $626 more than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95432 has higher property taxes. ZIP codes with similar effective rates include 95228 (0.76%) and 95949 (0.76%).
Under California's Proposition 13, your property reassesses to the purchase price at close of escrow, with taxes capped at 1% and limited to 2% annual increases until the next sale. Mendocino County provides a Homeowners' Exemption reducing assessed value by $7,000—file your claim with the Mendocino County Assessor within 30 days of purchase to apply this exemption to your first bill. Request your Preliminary Assessment Notice from the Mendocino County Assessor, verify your base year value and exemption status, and file a protest within 60 days if you dispute the assessed amount.
Buyer decision brief
What ZIP 95432 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$461/mo
Based on median annual tax paid
State context
0.06 percentage points above the California average
California average: 0.69%
Data confidence
Use cautionThe Census margin of error is $3,534, about 64% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Mendocino County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 95432?
How much are property taxes in Elk, CA (95432)?
How does ZIP 95432 compare to the California average?
What is the median home value in ZIP 95432?
What county is ZIP code 95432 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$3,534. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95432 is part of Mendocino County, California. View the full county profile for broader context and more data.
View Mendocino County on TaxByCounty →Similar ZIP Codes in California
95228
-0.00%Copperopolis
0.76%
$3,441/yr
95949
-0.00%Grass Valley
0.76%
$4,185/yr
93221
+0.00%Exeter
0.76%
$2,461/yr
95452
+0.00%Kenwood
0.76%
$7,364/yr
94903
+0.00%San Rafael
0.76%
$8,738/yr
92378
-0.00%Rimforest
0.76%
$2,652/yr
95121
-0.00%San Jose
0.76%
$7,764/yr
90704
+0.00%Avalon
0.76%
$6,868/yr
96073
+0.00%Palo Cedro
0.76%
$4,108/yr
90621
-0.00%Buena Park
0.76%
$5,559/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.