95451 Property Tax Rate

Property owners in ZIP code 95451 (Kelseyville, California) pay a median of $2,558/year in property taxes on homes valued at $340,700. This translates to an effective tax rate of 0.75%, which is 8% above the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95451 is approximately $213, which factors into escrow payments on mortgages. This ZIP code is located within Lake County. This is $2,342 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95451 has higher property taxes. ZIP codes with similar effective rates include 93222 (0.75%) and 94542 (0.75%).

In Kelseyville, property taxes represent approximately 3.9% of the median household income of $65,417, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your purchase price becomes your assessed value at sale, with taxes limited to 1% of that amount and only 2% annual growth allowed until resale. Lake County offers a Homeowners' Exemption reducing assessed value by $7,000—file with the Lake County Assessor within 30 days of closing to secure this benefit on your tax bill. After closing, obtain your Preliminary Assessment Notice from the Lake County Assessor to confirm the base year value and exemption, noting the 60-day window to file an appeal if the assessment is incorrect.