95497 Property Tax Rate

Property owners in ZIP code 95497 (The Sea Ranch, California) pay a median of $7,836/year in property taxes on homes valued at $1,198,200. This translates to an effective tax rate of 0.65%, which is 6% below the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95497 is approximately $653, which factors into escrow payments on mortgages. This ZIP code is located within Sonoma County. This is $2,936 more than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95497 has higher property taxes. ZIP codes with similar effective rates include 90631 (0.65%) and 96145 (0.65%).

In The Sea Ranch, property taxes represent approximately 6.4% of the median household income of $121,731, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your home reassesses to the purchase price at sale, with property taxes capped at 1% of that base and only 2% annual growth allowed until the next sale. Sonoma County's Homeowners' Exemption reduces assessed value by $7,000—file your application with the Sonoma County Assessor within 30 days of closing to apply this benefit to your first bill. The Sonoma County Assessor will issue a Preliminary Assessment Notice; review it promptly and file a 60-day appeal if the base year value or exemption is incorrect.