95542 Property Tax Rate

Property owners in ZIP code 95542 (Garberville, California) pay a median of $2,789/year in property taxes on homes valued at $413,800. This translates to an effective tax rate of 0.67%, which is near the California state average of 0.69%.

The monthly property tax burden for a median-valued home in 95542 is approximately $232, which factors into escrow payments on mortgages. This ZIP code is located within Humboldt County. This is $2,111 less than the California average of $4,900/year.

Compared to similar ZIP codes in California, 95542 has higher property taxes. ZIP codes with similar effective rates include 90814 (0.67%) and 93265 (0.67%).

In Garberville, property taxes represent approximately 6.2% of the median household income of $45,049, providing context for the relative tax burden on homeowners in this area.

Under California's Proposition 13, your property will be reassessed to your purchase price at closing, with taxes capped at 1% of that new base value and limited to 2% annual increases thereafter. Humboldt County offers a Homeowners' Exemption that reduces your assessed value by a set amount — file with the Humboldt County Assessor's office within 30 days of closing to claim it. Contact the Humboldt County Assessor at (707) 445-7541 or visit their website to confirm the current exemption amount and verify your base year value once the reassessment is recorded.