95610 Property Tax Rate
Citrus Heights, California · Part of Sacramento County
Effective Tax Rate
0.69%
34.6% below state avgMedian Annual Tax
$3,203
$267/mo escrow
Estimate Your Tax
Annual Tax
$3,203
Monthly
$267
Eff. Rate
0.69%
Buyer decision brief
What ZIP 95610 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$267/mo
Based on median annual tax paid
State context
0.01 percentage points below the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $243, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Sacramento County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 95610 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$243 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Sacramento County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 95610
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $466,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.69%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on California and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $267 per month before insurance, HOA dues, or special assessments.
Assessor verification
Sacramento County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 95610 Compares
Median Annual Property Tax
ZIP 95610
0.69%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Higher than 52% of ZIP codes in California(52th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95610
Property owners in ZIP code 95610 (Citrus Heights, California) pay a median of $3,203/year in property taxes on homes valued at $466,500. This translates to an effective tax rate of 0.69%, which is near the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95610 is approximately $267, which factors into escrow payments on mortgages. This ZIP code is located within Sacramento County. This is $1,697 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95610 has lower property taxes. ZIP codes with similar effective rates include 92025 (0.69%) and 95207 (0.69%).
In Citrus Heights, property taxes represent approximately 4.1% of the median household income of $77,565, providing context for the relative tax burden on homeowners in this area.
Under California's Proposition 13, your property will be reassessed to your purchase price at closing, with taxes capped at 1% of that new base value and limited to 2% annual increases thereafter. Sacramento County offers a Homeowners' Exemption that reduces your assessed value by a set amount — file with the Sacramento County Assessor's office within 30 days of closing to claim it. Contact the Sacramento County Assessor at (916) 874-5700 or visit assessor.saccounty.net to confirm the current exemption amount and review your Preliminary Assessment Roll.
Frequently Asked Questions
What is the property tax rate in ZIP code 95610?
How much are property taxes in Citrus Heights, CA (95610)?
How does ZIP 95610 compare to the California average?
What is the median home value in ZIP 95610?
What county is ZIP code 95610 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$243. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95610 is part of Sacramento County, California. View the full county profile for broader context and more data.
View Sacramento County on TaxByCounty →Explore Citrus Heights, CA
View all 2 ZIP codes in Citrus Heights with property tax comparisons.
View Citrus Heights Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 95610
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
95621
Citrus Heights, CA
0.05 percentage points lower than ZIP 95610.
Rate
0.63%
Tax
$2,548
Quality
96
95615
Courtland, CA
0.25 percentage points lower than ZIP 95610.
Rate
0.44%
Tax
$2,835
Quality
74
95638
Herald, CA
0.24 percentage points lower than ZIP 95610.
Rate
0.44%
Tax
$2,833
Quality
89
95641
Isleton, CA
0.16 percentage points lower than ZIP 95610.
Rate
0.53%
Tax
$1,549
Quality
84
95660
North Highlands, CA
0.15 percentage points lower than ZIP 95610.
Rate
0.54%
Tax
$1,784
Quality
89
95837
Sacramento, CA
0.14 percentage points lower than ZIP 95610.
Rate
0.55%
Tax
$6,979
Quality
86
95693
Wilton, CA
0.13 percentage points lower than ZIP 95610.
Rate
0.56%
Tax
$4,903
Quality
84
95842
Sacramento, CA
0.10 percentage points lower than ZIP 95610.
Rate
0.59%
Tax
$2,153
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.