95709 Property Tax Rate
Camino, California · Part of El Dorado County
Effective Tax Rate
0.64%
23.2% below state avgMedian Annual Tax
$3,765
$314/mo escrow
Estimate Your Tax
Annual Tax
$3,765
Monthly
$314
Eff. Rate
0.64%
How ZIP 95709 Compares
Median Annual Property Tax
ZIP 95709
0.64%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Lower than 62% of ZIP codes in California(38th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95709
Property owners in ZIP code 95709 (Camino, California) pay a median of $3,765/year in property taxes on homes valued at $584,600. This translates to an effective tax rate of 0.64%, which is 7% below the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95709 is approximately $314, which factors into escrow payments on mortgages. This ZIP code is located within El Dorado County. This is $1,135 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95709 has lower property taxes. ZIP codes with similar effective rates include 93454 (0.64%) and 90403 (0.64%).
In Camino, property taxes represent approximately 4.8% of the median household income of $79,196, providing context for the relative tax burden on homeowners in this area.
Under California's Proposition 13, your property will be reassessed to your purchase price at closing, with taxes capped at 1% of that new base value and limited to 2% annual increases thereafter. El Dorado County offers a Homeowners' Exemption that reduces your assessed value by a set amount — file with the El Dorado County Assessor's office within 30 days of closing to claim it. Contact the El Dorado County Assessor at (916) 621-7400 to confirm the current exemption amount and verify your base year value.
Buyer decision brief
What ZIP 95709 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$314/mo
Based on median annual tax paid
State context
0.05 percentage points below the California average
California average: 0.69%
Data confidence
Moderate confidenceThe Census margin of error is $613, about 16% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with El Dorado County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Frequently Asked Questions
What is the property tax rate in ZIP code 95709?
How much are property taxes in Camino, CA (95709)?
How does ZIP 95709 compare to the California average?
What is the median home value in ZIP 95709?
What county is ZIP code 95709 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$613. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95709 is part of El Dorado County, California. View the full county profile for broader context and more data.
View El Dorado County on TaxByCounty →Similar ZIP Codes in California
93454
+0.00%Santa Maria
0.64%
$3,076/yr
90403
-0.00%Santa Monica
0.64%
$10,001/yr
90715
+0.00%Lakewood
0.64%
$4,258/yr
95003
+0.00%Aptos
0.64%
$7,436/yr
94580
-0.00%San Lorenzo
0.64%
$5,278/yr
90037
+0.00%Los Angeles
0.64%
$4,077/yr
95426
+0.00%Cobb
0.64%
$2,244/yr
95916
-0.00%Berry Creek
0.64%
$1,653/yr
96067
+0.00%Mount Shasta
0.64%
$2,434/yr
90605
-0.00%Whittier
0.64%
$4,257/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.