95965 Property Tax Rate
Oroville, California · Part of Butte County
Effective Tax Rate
0.69%
58.2% below state avgMedian Annual Tax
$2,046
$171/mo escrow
Estimate Your Tax
Annual Tax
$2,046
Monthly
$171
Eff. Rate
0.69%
Buyer decision brief
What ZIP 95965 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$171/mo
Based on median annual tax paid
State context
Near the California average
California average: 0.69%
Data confidence
High confidenceThe Census margin of error is $239, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Butte County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 95965 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$239 tax MOE, 12% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Butte County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 95965
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $295,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.69%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on California and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $171 per month before insurance, HOA dues, or special assessments.
Assessor verification
Butte County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 95965 Compares
Median Annual Property Tax
ZIP 95965
0.69%
Effective rate
California Avg
0.69%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in California
Higher than 55% of ZIP codes in California(55th percentile, 1,562 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 95965
Property owners in ZIP code 95965 (Oroville, California) pay a median of $2,046/year in property taxes on homes valued at $295,500. This translates to an effective tax rate of 0.69%, which is near the California state average of 0.69%.
The monthly property tax burden for a median-valued home in 95965 is approximately $171, which factors into escrow payments on mortgages. This ZIP code is located within Butte County. This is $2,854 less than the California average of $4,900/year.
Compared to similar ZIP codes in California, 95965 has higher property taxes. ZIP codes with similar effective rates include 93652 (0.69%) and 93710 (0.69%).
In Oroville, property taxes represent approximately 3.8% of the median household income of $53,367, providing context for the relative tax burden on homeowners in this area.
Under California's Proposition 13, your property will be reassessed to your purchase price at closing, with taxes capped at 1% of that new base value and limited to 2% annual increases thereafter. Butte County offers a Homeowners' Exemption that reduces your assessed value by a set amount — file with the Butte County Assessor's office within 30 days of closing to claim it. Contact the Butte County Assessor at (530) 538-7881 to confirm the current exemption amount and verify your base year value.
Frequently Asked Questions
What is the property tax rate in ZIP code 95965?
How much are property taxes in Oroville, CA (95965)?
How does ZIP 95965 compare to the California average?
What is the median home value in ZIP 95965?
What county is ZIP code 95965 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$239. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 95965 is part of Butte County, California. View the full county profile for broader context and more data.
View Butte County on TaxByCounty →Explore Oroville, CA
View all 2 ZIP codes in Oroville with property tax comparisons.
View Oroville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 95965
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
95966
Oroville, CA
0.02 percentage points lower than ZIP 95965.
Rate
0.67%
Tax
$2,079
Quality
96
95968
Palermo, CA
0.12 percentage points lower than ZIP 95965.
Rate
0.58%
Tax
$704
Quality
76
95954
Magalia, CA
0.07 percentage points lower than ZIP 95965.
Rate
0.62%
Tax
$1,659
Quality
86
95916
Berry Creek, CA
0.05 percentage points lower than ZIP 95965.
Rate
0.64%
Tax
$1,653
Quality
86
95938
Durham, CA
0.05 percentage points lower than ZIP 95965.
Rate
0.65%
Tax
$3,437
Quality
86
95969
Paradise, CA
0.02 percentage points lower than ZIP 95965.
Rate
0.67%
Tax
$2,806
Quality
91
95914
Bangor, CA
0.02 percentage points lower than ZIP 95965.
Rate
0.67%
Tax
$2,857
Quality
80
90049
Los Angeles, CA
0.19 percentage points lower than ZIP 95965.
Rate
0.50%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.