19954 Property Tax Rate

Property owners in ZIP code 19954 (Houston, Delaware) pay a median of $911/year in property taxes on homes valued at $283,800. This translates to an effective tax rate of 0.32%, which is 37% below the Delaware state average of 0.51%.

The monthly property tax burden for a median-valued home in 19954 is approximately $76, which factors into escrow payments on mortgages. This ZIP code is located within Kent County. This is $895 less than the Delaware average of $1,806/year.

Compared to similar ZIP codes in Delaware, 19954 has higher property taxes. ZIP codes with similar effective rates include 19966 (0.32%) and 19947 (0.32%).

In Houston, property taxes represent approximately 1.5% of the median household income of $61,823, providing context for the relative tax burden on homeowners in this area.

Delaware assesses property at 100% of market value with no statewide cap; Kent County reassesses at sale, meaning your property tax reflects your purchase price. Apply for the $12,000 homestead exemption (primary residences only) with the Kent County Assessor's office within 30 days of closing, and inquire about the Delaware property tax credit if your income qualifies (3.2% threshold). Request a copy of your assessment and note that Kent County has one of Delaware's lowest effective tax rates, but verify the assessed value is calculated correctly at purchase price.