32738 Property Tax Rate

Property owners in ZIP code 32738 (Deltona, Florida) pay a median of $1,714/year in property taxes on homes valued at $257,700. This translates to an effective tax rate of 0.67%, which is 13% below the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 32738 is approximately $143, which factors into escrow payments on mortgages. This ZIP code is located within Volusia County. This is $931 less than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 32738 has higher property taxes. ZIP codes with similar effective rates include 32082 (0.66%) and 32244 (0.67%).

In Deltona, property taxes represent approximately 2.2% of the median household income of $76,394, providing context for the relative tax burden on homeowners in this area.

Florida's Save Our Homes Act resets your assessment to market value at purchase, then caps homestead annual increases at 3% or CPI. Volusia County offers a $25,000 homestead exemption plus an additional $25,000 exemption on non-school assessed value — file Form DR 501 with the Volusia County Property Appraiser within 30 days of occupancy as your primary residence. The Volusia County Property Appraiser will send you a Notice of Assessed Value; file a formal protest (Petition for Adjustment) within 25 days if you believe the opening assessment overstates your property's fair market value.