33954 Property Tax Rate

Property owners in ZIP code 33954 (Port Charlotte, Florida) pay a median of $2,371/year in property taxes on homes valued at $304,000. This translates to an effective tax rate of 0.78%, which is near the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 33954 is approximately $198, which factors into escrow payments on mortgages. This ZIP code is located within Charlotte County. This is $274 less than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 33954 has lower property taxes. ZIP codes with similar effective rates include 32621 (0.78%) and 32765 (0.78%).

In Port Charlotte, property taxes represent approximately 2.9% of the median household income of $83,081, providing context for the relative tax burden on homeowners in this area.

Under Florida's Save Our Homes Act, your property tax is capped at a 3% annual increase once you establish homestead status, but resets to current market value upon sale. Charlotte County offers a $25,000 homestead exemption plus an additional $25,000 exemption on non-school taxes for qualifying primary residences — file with the Charlotte County Property Appraiser before March 1 of the year following purchase to lock in the cap. Contact the Charlotte County Property Appraiser's office immediately after closing to verify your homestead exemption status and confirm your base year value.