34637 Property Tax Rate
Land O Lakes, Florida · Part of Pasco County
Effective Tax Rate
1.15%
67.9% above state avgMedian Annual Tax
$4,440
$370/mo escrow
Estimate Your Tax
Annual Tax
$4,440
Monthly
$370
Eff. Rate
1.15%
Buyer decision brief
What ZIP 34637 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$370/mo
Based on median annual tax paid
State context
0.39 percentage points above the Florida average
Florida average: 0.76%
Data confidence
High confidenceThe Census margin of error is $503, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Pasco County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 34637 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$503 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Pasco County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 34637
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $385,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.15%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Florida and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $370 per month before insurance, HOA dues, or special assessments.
Assessor verification
Pasco County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 34637 Compares
Median Annual Property Tax
ZIP 34637
1.15%
Effective rate
Florida Avg
0.76%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Florida
Higher than 97% of ZIP codes in Florida(97th percentile, 928 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 34637
Property owners in ZIP code 34637 (Land O Lakes, Florida) pay a median of $4,440/year in property taxes on homes valued at $385,700. This translates to an effective tax rate of 1.15%, which is 51% above the Florida state average of 0.76%.
The monthly property tax burden for a median-valued home in 34637 is approximately $370, which factors into escrow payments on mortgages. This ZIP code is located within Pasco County. This is $1,795 more than the Florida average of $2,645/year.
Compared to similar ZIP codes in Florida, 34637 has lower property taxes. ZIP codes with similar effective rates include 32360 (1.15%) and 33547 (1.16%).
In Land O Lakes, property taxes represent approximately 3.9% of the median household income of $114,328, providing context for the relative tax burden on homeowners in this area.
Under Florida's Save Our Homes Act, your homestead property's assessed value is capped at 3% annually, but resets to market value upon sale—your tax bill will be based on the purchase price. Pasco County offers a $25,000 homestead exemption plus an additional $25,000 exemption for non-school taxes; apply with the Pasco County Property Appraiser immediately after closing to secure these deductions. File online at pascoaccessor.com or contact the Property Appraiser's office within 30 days to confirm your homestead exemption application.
Frequently Asked Questions
What is the property tax rate in ZIP code 34637?
How much are property taxes in Land O Lakes, FL (34637)?
How does ZIP 34637 compare to the Florida average?
What is the median home value in ZIP 34637?
What county is ZIP code 34637 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$503. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 34637 is part of Pasco County, Florida. View the full county profile for broader context and more data.
View Pasco County on TaxByCounty →Explore Land O Lakes, FL
View all 3 ZIP codes in Land O Lakes with property tax comparisons.
View Land O Lakes Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 34637
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
34639
Land O Lakes, FL
0.36 percentage points lower than ZIP 34637.
Rate
0.79%
Tax
$2,851
Quality
96
34638
Land O Lakes, FL
0.12 percentage points lower than ZIP 34637.
Rate
1.03%
Tax
$3,885
Quality
96
33523
Dade City, FL
0.54 percentage points lower than ZIP 34637.
Rate
0.61%
Tax
$1,407
Quality
96
34690
Holiday, FL
0.52 percentage points lower than ZIP 34637.
Rate
0.63%
Tax
$955
Quality
96
34668
Port Richey, FL
0.50 percentage points lower than ZIP 34637.
Rate
0.65%
Tax
$1,094
Quality
89
34691
Holiday, FL
0.50 percentage points lower than ZIP 34637.
Rate
0.65%
Tax
$1,120
Quality
96
34652
New Port Richey, FL
0.49 percentage points lower than ZIP 34637.
Rate
0.66%
Tax
$1,312
Quality
96
34669
Hudson, FL
0.49 percentage points lower than ZIP 34637.
Rate
0.67%
Tax
$1,459
Quality
96
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.