34684 Property Tax Rate

Property owners in ZIP code 34684 (Palm Harbor, Florida) pay a median of $2,222/year in property taxes on homes valued at $293,800. This translates to an effective tax rate of 0.76%, which is near the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 34684 is approximately $185, which factors into escrow payments on mortgages. This ZIP code is located within Pinellas County. This is $423 less than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 34684 has lower property taxes. ZIP codes with similar effective rates include 33566 (0.76%) and 32176 (0.76%).

In Palm Harbor, property taxes represent approximately 3.3% of the median household income of $67,542, providing context for the relative tax burden on homeowners in this area.

Under Florida's Save Our Homes Act, your homestead property's assessed value is capped at 3% annually, but resets to market value upon sale—Pinellas County's effective rate (0.99%) combined with reassessment will significantly increase your annual tax bill. Pinellas County offers a $25,000 homestead exemption plus an additional $25,000 exemption for non-school taxes; file with the Pinellas County Property Appraiser before or immediately after closing to maximize relief. Submit your exemption application to pcpafl.org or contact the Property Appraiser's office within 30 days to ensure your homestead status is recorded.