34997 Property Tax Rate
Stuart, Florida · Part of Martin County
Effective Tax Rate
0.80%
1.7% above state avgMedian Annual Tax
$2,690
$224/mo escrow
Estimate Your Tax
Annual Tax
$2,690
Monthly
$224
Eff. Rate
0.80%
Buyer decision brief
What ZIP 34997 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$224/mo
Based on median annual tax paid
State context
0.04 percentage points above the Florida average
Florida average: 0.76%
Data confidence
High confidenceThe Census margin of error is $163, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Martin County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 34997 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$163 tax MOE, 6% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Martin County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 34997
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $335,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.80%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Florida and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $224 per month before insurance, HOA dues, or special assessments.
Assessor verification
Martin County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 34997 Compares
Median Annual Property Tax
ZIP 34997
0.80%
Effective rate
Florida Avg
0.76%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Florida
Higher than 62% of ZIP codes in Florida(62th percentile, 928 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 34997
Property owners in ZIP code 34997 (Stuart, Florida) pay a median of $2,690/year in property taxes on homes valued at $335,200. This translates to an effective tax rate of 0.80%, which is 5% above the Florida state average of 0.76%.
The monthly property tax burden for a median-valued home in 34997 is approximately $224, which factors into escrow payments on mortgages. This ZIP code is located within Martin County.
Compared to similar ZIP codes in Florida, 34997 has lower property taxes. ZIP codes with similar effective rates include 32301 (0.80%) and 34982 (0.80%).
In Stuart, property taxes represent approximately 3.6% of the median household income of $75,705, providing context for the relative tax burden on homeowners in this area.
Under Florida's Save Our Homes Act, your homestead property's assessed value is capped at 3% annually, but resets to market value upon sale—Martin County's high effective rate (1.51%) makes this reassessment particularly expensive. Martin County offers a $25,000 homestead exemption plus an additional $25,000 exemption for non-school taxes; file with the Martin County Property Appraiser within 30 days of purchase to minimize the impact of reassessment. Contact the Property Appraiser at (772) 221-8000 or visit martin.fl.us/propertytax to confirm your homestead application was processed.
Frequently Asked Questions
What is the property tax rate in ZIP code 34997?
How much are property taxes in Stuart, FL (34997)?
How does ZIP 34997 compare to the Florida average?
What is the median home value in ZIP 34997?
What county is ZIP code 34997 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$163. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 34997 is part of Martin County, Florida. View the full county profile for broader context and more data.
View Martin County on TaxByCounty →Explore Stuart, FL
View all 3 ZIP codes in Stuart with property tax comparisons.
View Stuart Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 34997
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
34994
Stuart, FL
0.11 percentage points lower than ZIP 34997.
Rate
0.69%
Tax
$1,716
Quality
91
34996
Stuart, FL
0.07 percentage points lower than ZIP 34997.
Rate
0.73%
Tax
$3,007
Quality
91
34956
Indiantown, FL
0.14 percentage points lower than ZIP 34997.
Rate
0.67%
Tax
$1,357
Quality
89
33455
Hobe Sound, FL
0.02 percentage points lower than ZIP 34997.
Rate
0.79%
Tax
$3,107
Quality
89
33109
Miami Beach, FL
0.30 percentage points lower than ZIP 34997.
Rate
0.50%
Tax
$10,001
Quality
82
33921
Boca Grande, FL
0.30 percentage points lower than ZIP 34997.
Rate
0.50%
Tax
$10,001
Quality
68
34102
Naples, FL
0.21 percentage points lower than ZIP 34997.
Rate
0.60%
Tax
$8,480
Quality
89
33122
Miami, FL
0.02 percentage points lower than ZIP 34997.
Rate
0.78%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.