Miami Beach, FL Property Tax Rates
Compare property tax rates across 5 ZIP codes in Miami Beach, Florida.
Avg Tax Rate
0.84%
Avg Annual Tax
$6,600
Avg Home Value
$904,000
ZIP Codes
5
Property Tax Overview: Miami Beach, FL
Miami Beach has 5 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.84%, which is 9% above the Florida average of 0.76%. Annual property taxes range from $10,001 (ZIP 33109) to $7,486 (ZIP 33154).
For a home at Miami Beach's median value of $904,000, property taxes add approximately $630/month to housing costs. Miami Beach home values are above the Florida median of $339,091, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Miami Beach vary by 0.51 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Miami Beach vs Florida Average
Effective Tax Rate
9% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Miami Beach, FL?
The average effective property tax rate in Miami Beach, Florida is 0.84%, based on 5 ZIP codes.
How much is property tax in Miami Beach, FL?
The average median annual property tax in Miami Beach is $6,600 per year, with a median home value of $904,000.
Which ZIP code in Miami Beach has the lowest property tax rate?
ZIP code 33109 has the lowest effective tax rate in Miami Beach at 0.50%, with a median annual tax of $10,001.
How many ZIP codes are in Miami Beach, FL?
Miami Beach, Florida has 5 ZIP codes with property tax data available.
Which ZIP code in Miami Beach has the highest property tax rate?
ZIP code 33154 has the highest effective tax rate in Miami Beach at 1.01%, with a median annual tax of $7,486.
How do Miami Beach property taxes compare to the Florida average?
Miami Beach's average effective rate of 0.84% is 9% above the Florida state average of 0.76%.
What factors affect property tax rates between ZIP codes in Miami Beach?
Property tax rate differences within Miami Beach are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Miami Beach Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Florida reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Miami Beach, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Miami-Dade County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.