Ocala, FL Property Tax Rates
Compare property tax rates across 11 ZIP codes in Ocala, Florida.
Avg Tax Rate
0.75%
Avg Annual Tax
$1,653
Avg Home Value
$218,164
ZIP Codes
11
Property Tax Overview: Ocala, FL
Ocala has 11 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.75%, which is near the Florida average of 0.76%. Annual property taxes range from $1,089 (ZIP 34470) to $2,092 (ZIP 34480).
For a home at Ocala's median value of $218,164, property taxes add approximately $137/month to housing costs. Ocala home values are below the Florida median of $339,091, which moderates the overall monthly tax burden.
Property tax rates within Ocala vary by 0.21 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Ocala, FL
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 34470 | 0.64% | $1,089 | $171,500 |
| 34472 | 0.71% | $1,318 | $185,900 |
| 34482 | 0.71% | $1,770 | $247,600 |
| 34479 | 0.73% | $1,385 | $190,400 |
| 34473 | 0.73% | $1,780 | $242,400 |
| 34481 | 0.74% | $1,576 | $213,000 |
| 34476 | 0.76% | $1,966 | $260,300 |
| 34475 | 0.79% | $1,346 | $170,300 |
| 34471 | 0.82% | $2,386 | $292,200 |
| 34474 | 0.83% | $1,474 | $177,800 |
| 34480 | 0.84% | $2,092 | $248,400 |
Ocala vs Florida Average
Effective Tax Rate
1% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Ocala, FL?
The average effective property tax rate in Ocala, Florida is 0.75%, based on 11 ZIP codes.
How much is property tax in Ocala, FL?
The average median annual property tax in Ocala is $1,653 per year, with a median home value of $218,164.
Which ZIP code in Ocala has the lowest property tax rate?
ZIP code 34470 has the lowest effective tax rate in Ocala at 0.64%, with a median annual tax of $1,089.
How many ZIP codes are in Ocala, FL?
Ocala, Florida has 11 ZIP codes with property tax data available.
Which ZIP code in Ocala has the highest property tax rate?
ZIP code 34480 has the highest effective tax rate in Ocala at 0.84%, with a median annual tax of $2,092.
How do Ocala property taxes compare to the Florida average?
Ocala's average effective property tax rate of 0.75% is near the Florida state average of 0.76%.
What factors affect property tax rates between ZIP codes in Ocala?
Property tax rate differences within Ocala are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Ocala Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Florida reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Ocala, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Marion County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.