31804 Property Tax Rate
Cataula, Georgia · Part of Harris County
Effective Tax Rate
1.01%
57.7% above state avgMedian Annual Tax
$2,908
$242/mo escrow
Estimate Your Tax
Annual Tax
$2,908
Monthly
$242
Eff. Rate
1.01%
Buyer decision brief
What ZIP 31804 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$242/mo
Based on median annual tax paid
State context
0.14 percentage points above the Georgia average
Georgia average: 0.87%
Data confidence
High confidenceThe Census margin of error is $433, about 15% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Harris County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 31804 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$433 tax MOE, 15% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Harris County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 31804
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $287,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.01%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Georgia and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $242 per month before insurance, HOA dues, or special assessments.
Assessor verification
Harris County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 31804 Compares
Median Annual Property Tax
ZIP 31804
1.01%
Effective rate
Georgia Avg
0.87%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Georgia
Higher than 80% of ZIP codes in Georgia(80th percentile, 656 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 31804
Property owners in ZIP code 31804 (Cataula, Georgia) pay a median of $2,908/year in property taxes on homes valued at $287,900. This translates to an effective tax rate of 1.01%, which is 16% above the Georgia state average of 0.87%.
The monthly property tax burden for a median-valued home in 31804 is approximately $242, which factors into escrow payments on mortgages. This ZIP code is located within Harris County. This is $1,064 more than the Georgia average of $1,844/year.
Compared to similar ZIP codes in Georgia, 31804 has lower property taxes. ZIP codes with similar effective rates include 31811 (1.01%) and 39834 (1.01%).
In Cataula, property taxes represent approximately 2.9% of the median household income of $100,761, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 31804, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Harris County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 31804?
How much are property taxes in Cataula, GA (31804)?
How does ZIP 31804 compare to the Georgia average?
What is the median home value in ZIP 31804?
What county is ZIP code 31804 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$433. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 31804 is part of Harris County, Georgia. View the full county profile for broader context and more data.
View Harris County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 31804
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
31807
Ellerslie, GA
0.21 percentage points lower than ZIP 31804.
Rate
0.80%
Tax
$2,322
Quality
82
31808
Fortson, GA
0.13 percentage points lower than ZIP 31804.
Rate
0.88%
Tax
$2,507
Quality
82
31831
Waverly Hall, GA
0.12 percentage points lower than ZIP 31804.
Rate
0.89%
Tax
$2,130
Quality
77
31833
West Point, GA
0.09 percentage points lower than ZIP 31804.
Rate
0.92%
Tax
$1,252
Quality
82
31822
Pine Mountain, GA
0.08 percentage points lower than ZIP 31804.
Rate
0.93%
Tax
$2,285
Quality
77
31823
Pine Mountain Valley, GA
0.03 percentage points lower than ZIP 31804.
Rate
0.98%
Tax
$2,057
Quality
67
31811
Hamilton, GA
0.00 percentage points lower than ZIP 31804.
Rate
1.01%
Tax
$2,689
Quality
82
31561
Sea Island, GA
0.58 percentage points lower than ZIP 31804.
Rate
0.43%
Tax
$8,523
Quality
65
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.