Cairo, GA Property Tax Rates

Compare property tax rates across 2 ZIP codes in Cairo, Georgia.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.92%

Avg Annual Tax

$1,307

Avg Home Value

$144,350

ZIP Codes

2

Property Tax Overview: Cairo, GA

Cairo has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.92%, which is 5% above the Georgia average of 0.87%. Annual property taxes range from $1,240 (ZIP 39827) to $1,374 (ZIP 39828).

For a home at Cairo's median value of $144,350, property taxes add approximately $111/month to housing costs. Cairo home values are below the Georgia median of $222,333, which moderates the overall monthly tax burden.

Property tax rates within Cairo vary by 0.28 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Cairo, GA

ZIP CodeEffective RateMedian TaxMedian Home Value
398270.78%$1,240$159,100
398281.06%$1,374$129,600

Cairo vs Georgia Average

Effective Tax Rate

Cairo0.92%
Georgia Avg0.87%

5% above state average

Annual Property Tax

Cairo$1,307
Georgia Avg$1,844

Median Home Value

Cairo$144,350
Georgia Avg$222,333

Frequently Asked Questions

What is the average property tax rate in Cairo, GA?

The average effective property tax rate in Cairo, Georgia is 0.92%, based on 2 ZIP codes.

How much is property tax in Cairo, GA?

The average median annual property tax in Cairo is $1,307 per year, with a median home value of $144,350.

Which ZIP code in Cairo has the lowest property tax rate?

ZIP code 39827 has the lowest effective tax rate in Cairo at 0.78%, with a median annual tax of $1,240.

How many ZIP codes are in Cairo, GA?

Cairo, Georgia has 2 ZIP codes with property tax data available.

Which ZIP code in Cairo has the highest property tax rate?

ZIP code 39828 has the highest effective tax rate in Cairo at 1.06%, with a median annual tax of $1,374.

How do Cairo property taxes compare to the Georgia average?

Cairo's average effective rate of 0.92% is 5% above the Georgia state average of 0.87%.

What factors affect property tax rates between ZIP codes in Cairo?

Property tax rate differences within Cairo are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Cairo Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Georgia reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Cairo, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Grady County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →