61801 Property Tax Rate
Urbana, Illinois · Part of Champaign County
Effective Tax Rate
2.33%
22.7% above state avgMedian Annual Tax
$4,296
$358/mo escrow
Estimate Your Tax
Annual Tax
$4,296
Monthly
$358
Eff. Rate
2.33%
Buyer decision brief
What ZIP 61801 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$358/mo
Based on median annual tax paid
State context
0.46 percentage points above the Illinois average
Illinois average: 1.88%
Data confidence
High confidenceThe Census margin of error is $349, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Champaign County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 61801 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$349 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Champaign County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 61801
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $184,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.33%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Illinois and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $358 per month before insurance, HOA dues, or special assessments.
Assessor verification
Champaign County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 61801 Compares
Median Annual Property Tax
ZIP 61801
2.33%
Effective rate
Illinois Avg
1.88%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Illinois
Higher than 85% of ZIP codes in Illinois(85th percentile, 1,317 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 61801
Property owners in ZIP code 61801 (Urbana, Illinois) pay a median of $4,296/year in property taxes on homes valued at $184,000. This translates to an effective tax rate of 2.33%, which is 24% above the Illinois state average of 1.88%.
The monthly property tax burden for a median-valued home in 61801 is approximately $358, which factors into escrow payments on mortgages. This ZIP code is located within Champaign County. This is $795 more than the Illinois average of $3,501/year.
Compared to similar ZIP codes in Illinois, 61801 has lower property taxes. ZIP codes with similar effective rates include 61704 (2.33%) and 60960 (2.34%).
In Urbana, property taxes represent approximately 11.3% of the median household income of $37,948, providing context for the relative tax burden on homeowners in this area.
Illinois restricts assessed value increases to 7% annually, but Champaign County properties reassess to purchase price at sale. Apply for Champaign County's General Homestead Exemption of $10,000 (reduction in assessed value) with the Champaign County Assessor by the deadline shown on your assessment notice. File your exemption claim with the Champaign County Assessor within 30 days of closing to reduce your taxable value.
Frequently Asked Questions
What is the property tax rate in ZIP code 61801?
How much are property taxes in Urbana, IL (61801)?
How does ZIP 61801 compare to the Illinois average?
What is the median home value in ZIP 61801?
What county is ZIP code 61801 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$349. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 61801 is part of Champaign County, Illinois. View the full county profile for broader context and more data.
View Champaign County on TaxByCounty →Explore Urbana, IL
View all 2 ZIP codes in Urbana with property tax comparisons.
View Urbana Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 61801
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
61802
Urbana, IL
0.29 percentage points lower than ZIP 61801.
Rate
2.05%
Tax
$3,239
Quality
91
61852
Longview, IL
1.36 percentage points lower than ZIP 61801.
Rate
0.97%
Tax
$2,544
Quality
75
61863
Pesotum, IL
0.84 percentage points lower than ZIP 61801.
Rate
1.50%
Tax
$2,687
Quality
89
61840
Dewey, IL
0.79 percentage points lower than ZIP 61801.
Rate
1.54%
Tax
$4,150
Quality
78
61872
Sadorus, IL
0.78 percentage points lower than ZIP 61801.
Rate
1.55%
Tax
$2,677
Quality
84
61815
Bondville, IL
0.76 percentage points lower than ZIP 61801.
Rate
1.58%
Tax
$2,512
Quality
89
61880
Tolono, IL
0.75 percentage points lower than ZIP 61801.
Rate
1.58%
Tax
$3,602
Quality
89
61877
Sidney, IL
0.72 percentage points lower than ZIP 61801.
Rate
1.61%
Tax
$3,226
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.