62521 Property Tax Rate
Decatur, Illinois · Part of Macon County
Effective Tax Rate
2.10%
27.9% below state avgMedian Annual Tax
$2,523
$210/mo escrow
Estimate Your Tax
Annual Tax
$2,523
Monthly
$210
Eff. Rate
2.10%
Buyer decision brief
What ZIP 62521 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$210/mo
Based on median annual tax paid
State context
0.23 percentage points above the Illinois average
Illinois average: 1.88%
Data confidence
High confidenceThe Census margin of error is $138, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Macon County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 62521 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$138 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Macon County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 62521
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $119,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.10%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Illinois and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $210 per month before insurance, HOA dues, or special assessments.
Assessor verification
Macon County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 62521 Compares
Median Annual Property Tax
ZIP 62521
2.10%
Effective rate
Illinois Avg
1.88%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Illinois
Higher than 69% of ZIP codes in Illinois(69th percentile, 1,317 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 62521
Property owners in ZIP code 62521 (Decatur, Illinois) pay a median of $2,523/year in property taxes on homes valued at $119,900. This translates to an effective tax rate of 2.10%, which is 12% above the Illinois state average of 1.88%.
The monthly property tax burden for a median-valued home in 62521 is approximately $210, which factors into escrow payments on mortgages. This ZIP code is located within Macon County. This is $978 less than the Illinois average of $3,501/year.
Compared to similar ZIP codes in Illinois, 62521 has higher property taxes. ZIP codes with similar effective rates include 61722 (2.10%) and 61466 (2.10%).
In Decatur, property taxes represent approximately 3.8% of the median household income of $66,848, providing context for the relative tax burden on homeowners in this area.
Illinois law caps annual assessed value growth at 7%, but your home is reassessed to market value upon purchase, potentially increasing your tax bill significantly. Macon County offers a General Homestead Exemption of $10,000 off assessed value — file this application with the Macon County Assessor's office within one year of purchase to lock in savings. Contact the Macon County Assessor immediately after closing to confirm your exemption filing deadline and obtain your Property Tax Appeal deadline, typically 30 days from your assessment notice.
Frequently Asked Questions
What is the property tax rate in ZIP code 62521?
How much are property taxes in Decatur, IL (62521)?
How does ZIP 62521 compare to the Illinois average?
What is the median home value in ZIP 62521?
What county is ZIP code 62521 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$138. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 62521 is part of Macon County, Illinois. View the full county profile for broader context and more data.
View Macon County on TaxByCounty →Explore Decatur, IL
View all 3 ZIP codes in Decatur with property tax comparisons.
View Decatur Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 62521
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
62522
Decatur, IL
0.10 percentage points lower than ZIP 62521.
Rate
2.00%
Tax
$2,169
Quality
96
62514
Boody, IL
0.85 percentage points lower than ZIP 62521.
Rate
1.26%
Tax
$1,348
Quality
78
62537
Harristown, IL
0.45 percentage points lower than ZIP 62521.
Rate
1.65%
Tax
$1,463
Quality
84
62544
Macon, IL
0.33 percentage points lower than ZIP 62521.
Rate
1.78%
Tax
$2,548
Quality
89
61925
Dalton City, IL
0.31 percentage points lower than ZIP 62521.
Rate
1.80%
Tax
$2,092
Quality
84
62551
Niantic, IL
0.27 percentage points lower than ZIP 62521.
Rate
1.84%
Tax
$2,171
Quality
84
62554
Oreana, IL
0.20 percentage points lower than ZIP 62521.
Rate
1.90%
Tax
$2,543
Quality
89
62501
Argenta, IL
0.14 percentage points lower than ZIP 62521.
Rate
1.96%
Tax
$3,717
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.