50010 Property Tax Rate
Ames, Iowa · Part of Story County
Effective Tax Rate
1.42%
67.3% above state avgMedian Annual Tax
$3,455
$288/mo escrow
Estimate Your Tax
Annual Tax
$3,455
Monthly
$288
Eff. Rate
1.42%
Buyer decision brief
What ZIP 50010 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$288/mo
Based on median annual tax paid
State context
0.14 percentage points above the Iowa average
Iowa average: 1.28%
Data confidence
High confidenceThe Census margin of error is $165, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Story County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 50010 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$165 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Story County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 50010
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $243,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.42%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Iowa and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $288 per month before insurance, HOA dues, or special assessments.
Assessor verification
Story County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 50010 Compares
Median Annual Property Tax
ZIP 50010
1.42%
Effective rate
Iowa Avg
1.28%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Iowa
Higher than 72% of ZIP codes in Iowa(72th percentile, 908 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 50010
Property owners in ZIP code 50010 (Ames, Iowa) pay a median of $3,455/year in property taxes on homes valued at $243,200. This translates to an effective tax rate of 1.42%, which is 11% above the Iowa state average of 1.28%.
The monthly property tax burden for a median-valued home in 50010 is approximately $288, which factors into escrow payments on mortgages. This ZIP code is located within Story County. This is $1,390 more than the Iowa average of $2,065/year.
Compared to similar ZIP codes in Iowa, 50010 has lower property taxes. ZIP codes with similar effective rates include 50613 (1.42%) and 51533 (1.42%).
In Ames, property taxes represent approximately 5.3% of the median household income of $65,701, providing context for the relative tax burden on homeowners in this area.
Iowa does not cap property tax increases at purchase or reassessment; assessed values are set by county assessors and can rise annually without a homestead exemption floor at the state level. Story County may offer local exemptions for seniors, veterans, or disabled persons—contact the Story County Assessor to confirm eligibility and filing deadlines. Request an assessment review from the Story County Assessor within 30 days of receiving your property tax notice if you believe the valuation is excessive.
Frequently Asked Questions
What is the property tax rate in ZIP code 50010?
How much are property taxes in Ames, IA (50010)?
How does ZIP 50010 compare to the Iowa average?
What is the median home value in ZIP 50010?
What county is ZIP code 50010 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$165. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 50010 is part of Story County, Iowa. View the full county profile for broader context and more data.
View Story County on TaxByCounty →Explore Ames, IA
View all 2 ZIP codes in Ames with property tax comparisons.
View Ames Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 50010
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
50154
Mc Callsburg, IA
0.40 percentage points lower than ZIP 50010.
Rate
1.02%
Tax
$1,771
Quality
84
50134
Kelley, IA
0.20 percentage points lower than ZIP 50010.
Rate
1.22%
Tax
$3,391
Quality
78
50236
Roland, IA
0.16 percentage points lower than ZIP 50010.
Rate
1.26%
Tax
$2,351
Quality
89
50056
Colo, IA
0.15 percentage points lower than ZIP 50010.
Rate
1.27%
Tax
$2,333
Quality
89
50278
Zearing, IA
0.14 percentage points lower than ZIP 50010.
Rate
1.28%
Tax
$2,187
Quality
89
50046
Cambridge, IA
0.08 percentage points lower than ZIP 50010.
Rate
1.34%
Tax
$3,018
Quality
84
50248
Story City, IA
0.06 percentage points lower than ZIP 50010.
Rate
1.36%
Tax
$2,981
Quality
89
50061
Cumming, IA
0.04 percentage points lower than ZIP 50010.
Rate
1.39%
Tax
$7,155
Quality
80
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.