50548 Property Tax Rate

Property owners in ZIP code 50548 (Humboldt, Iowa) pay a median of $2,371/year in property taxes on homes valued at $177,700. This translates to an effective tax rate of 1.33%, which is 5% above the Iowa state average of 1.28%.

The monthly property tax burden for a median-valued home in 50548 is approximately $198, which factors into escrow payments on mortgages. This ZIP code is located within Humboldt County. This is $306 more than the Iowa average of $2,065/year.

Compared to similar ZIP codes in Iowa, 50548 has lower property taxes. ZIP codes with similar effective rates include 50841 (1.34%) and 52161 (1.33%).

In Humboldt, property taxes represent approximately 3.3% of the median household income of $71,043, providing context for the relative tax burden on homeowners in this area.

Iowa reassesses property at market value every four years during the general reassessment cycle; your purchase price triggers a new assessment that becomes the base for future valuations. Humboldt County offers a Homestead Exemption that reduces assessed value for primary residences — contact the Humboldt County Assessor's office to file immediately after closing. Request a copy of your assessment notice and note the appeal deadline, typically 30 days from the notice date, to challenge any overvaluation.