51346 Property Tax Rate

Property owners in ZIP code 51346 (Hartley, Iowa) pay a median of $1,431/year in property taxes on homes valued at $125,800. This translates to an effective tax rate of 1.14%, which is 11% below the Iowa state average of 1.28%.

The monthly property tax burden for a median-valued home in 51346 is approximately $119, which factors into escrow payments on mortgages. This ZIP code is located within O'Brien County. This is $634 less than the Iowa average of $2,065/year.

Compared to similar ZIP codes in Iowa, 51346 has higher property taxes. ZIP codes with similar effective rates include 50669 (1.14%) and 52729 (1.14%).

In Hartley, property taxes represent approximately 2.4% of the median household income of $60,179, providing context for the relative tax burden on homeowners in this area.

Iowa reassesses property at market value annually with no statutory cap, meaning the O'Brien County Assessor can increase your tax liability each year based on home appreciation or revaluation. The Homestead Property Tax Credit (HPTC) provides tax relief up to $1,375 annually for homeowners earning below $32,400, based on your home value and household income. Submit your HPTC application to the O'Brien County Assessor's office before your first tax bill to maximize your tax savings.