04072 Property Tax Rate
Saco, Maine · Part of York County
Effective Tax Rate
1.26%
82.3% above state avgMedian Annual Tax
$4,657
$388/mo escrow
Estimate Your Tax
Annual Tax
$4,657
Monthly
$388
Eff. Rate
1.26%
Buyer decision brief
What ZIP 04072 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$388/mo
Based on median annual tax paid
State context
0.22 percentage points above the Maine average
Maine average: 1.04%
Data confidence
High confidenceThe Census margin of error is $225, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with York County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 04072 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$225 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
York County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 04072
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $370,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.26%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maine and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $388 per month before insurance, HOA dues, or special assessments.
Assessor verification
York County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 04072 Compares
Median Annual Property Tax
ZIP 04072
1.26%
Effective rate
Maine Avg
1.04%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maine
Higher than 80% of ZIP codes in Maine(80th percentile, 399 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 04072
Property owners in ZIP code 04072 (Saco, Maine) pay a median of $4,657/year in property taxes on homes valued at $370,300. This translates to an effective tax rate of 1.26%, which is 21% above the Maine state average of 1.04%.
The monthly property tax burden for a median-valued home in 04072 is approximately $388, which factors into escrow payments on mortgages. This ZIP code is located within York County. This is $2,103 more than the Maine average of $2,554/year.
Compared to similar ZIP codes in Maine, 04072 has lower property taxes. ZIP codes with similar effective rates include 04281 (1.26%) and 04756 (1.26%).
In Saco, property taxes represent approximately 5.5% of the median household income of $84,328, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 04072, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult York County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 04072?
How much are property taxes in Saco, ME (04072)?
How does ZIP 04072 compare to the Maine average?
What is the median home value in ZIP 04072?
What county is ZIP code 04072 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$225. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 04072 is part of York County, Maine. View the full county profile for broader context and more data.
View York County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 04072
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
03907
Ogunquit, ME
0.69 percentage points lower than ZIP 04072.
Rate
0.57%
Tax
$4,529
Quality
82
04090
Wells, ME
0.59 percentage points lower than ZIP 04072.
Rate
0.67%
Tax
$2,991
Quality
82
04046
Kennebunkport, ME
0.55 percentage points lower than ZIP 04072.
Rate
0.70%
Tax
$3,938
Quality
82
04056
Newfield, ME
0.49 percentage points lower than ZIP 04072.
Rate
0.77%
Tax
$2,432
Quality
79
04076
Shapleigh, ME
0.49 percentage points lower than ZIP 04072.
Rate
0.77%
Tax
$2,504
Quality
82
03902
Cape Neddick, ME
0.48 percentage points lower than ZIP 04072.
Rate
0.77%
Tax
$4,086
Quality
77
03909
York, ME
0.47 percentage points lower than ZIP 04072.
Rate
0.79%
Tax
$4,634
Quality
82
04095
West Newfield, ME
0.43 percentage points lower than ZIP 04072.
Rate
0.83%
Tax
$2,397
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.